CommunityAmerica Digital

App overall is ok, but the e-deposit history is no longer available. This is a potential risk to your transaction as you can no longer verify that your e-deposit is actually registered in the database. Yes, you can take a screenshot of the deposit status popup. But if you get pulled away into some other distraction like the phone ringing while you're finishing up your deposit, or the app crashes or closes before you take that screenshot, you can't go back to the history to see that deposit. So you'd better be sure to get that screenshot or there is no way to verify that you made the deposit, and the deposit is not reflected immediately in your account balance. This is a fantastic loophole for individuals with nefarious intentions to steal your money by rerouting the deposit to another account on the backend. Without that screenshot, you have zero proof that you ever made the deposit. I'm sure it could all be sorted out, as there is always a digital trail to track, but it would be a huge hassle for you, the customer. For the criminal who swiped your deposit, they would be long-gone, sipping Mai Tai's in Bora Bora, lol!

I don’t have any “Bank” apps to compare to, but I have another CU, and several Credit Card Apps - and this one compares favorably or better than the rest. It’s a simple, very straightforward layout (actually looks quite like the regular website) and while in some ways looking “old-fashioned”, it is very comprehensive and Very easy to use. I actually kind of hate those all supposedly up-to-date sites and apps with all the fancy icons and bells and whistles - they may look “sexy” and sleek, but they are usually very labyrinthine and not at all as easy to use as they look - they are in fact too “dumbed down”, so the average and better user is more likely to find it obfuscating and unwieldy. A child could use this as long as they can read. 5 stars and 2 thumbs way up. Bravo Unify!

I have seen this CU go through many positive changes over the years - and the App is high on the list - easy to navigate, the searches have depth & breadth, they perform regular update to the site, as planned events with plenty of notice if there will be maintenance interruption. The site can do anything the big banks can do with ease/internal & external transfers, paperless check scanning deposits right from your phone, and the opening dashboard of accounts is clean & up to date with same day transaction/pending transaction detail. Member services is easy to contact and they are also responsive within 24 hours usually through the message center when using the tool outside of normal business hours. Fantastic - A+ all 5 stars *****