Xpectations!® Plus

Basically it’s like any other but literally I would not use the overdraft unless you get paid within like 12 hours because then charge multiple times on transactions that literally were like five dollars and also like yesterday I went and bought something at 12:05 PM I was gonna bring my account current and they already charged me over Jeffrey at 3 AM and basically that’s what really makes me mad because these girls act like they’re so good but honestly that’s a joke.

I am so sick and tired of the app/company/ card as a whole. Every other day there is some type of issue. The card declining transactions even though your card has money on it. Issues logging into the app. Pending charges taking days to settle even though the amount of money has been removed from your balance. God forbids it settles and your balance is low, they will charge you an insufficient fee like they didn’t ALREADY take the money from the BALANCE. only pros is early deposit. I will be changing accounts. Heck I’m better off using cash app or something just for early deposits. Right now it’s been 3 hours and I still can’t log into my account to unlock my card. So I’m extremely agitated because I have things to take care of.

I find that the Xpectations Plus card is customer friendly and it’s designed to assist you with paying for your everyday purchases… The mobile app is user friendly and convenient to understand…The only con is you can’t Zelle using this card… Overall, my personal experience is rated a 9 out of 10… No Cap!