Kiwi: Rupay Credit Card on UPI

This app is undoubtedly the best UPI payments solution in the market, offering a seamless, secure, and ultra-fast transaction experience. What truly sets it apart is its exciting rewards program, which makes every payment more rewarding. From cashback to exclusive discounts, users get incredible benefits just for making everyday transactions. To make it even better, introducing an add-on card feature for credit cards would be a game-changer. This would allow users to efficiently manage secondary credit cards, making payments even more convenient. Overall, it’s a top-tier app that not only simplifies UPI payments but also makes them more rewarding. A must-have for anyone looking for the best digital payment experience!

This app is the worst app in terms of usage and customer service. I wasn’t able to add the Card Issued via the app and wasn’t be able to use it. The Card shows in the home screen but wont be available in payments or in accounts. Although the Card is available on the Home screen, i wasn’t able to see the details as it asks for MPIN which i never received and never got an option to set up. As i couldn’t setup the MPIN or UPIPIN, i could not use the Card. The Customer Service is pathetic, you cannot reach them on call and the service taken days just to acknowledge the ticket, there is no way to reach out to the customer service team via call. I was able to add the new Yes Bank Card on other UPI apps but not able to add the Card in KIWI app, even though i was able to add the card in other app i was not able to use it as it asks for last 6 digits of Card which i do not have and i never received. Its very frustrating to go through all this and getting no solution whats soever The Kiwi Chat available on the app is just useless and does not provide any info or guidelines at all. I would say avoid this card, it will save you all the mental agony and state of frustration i am going through How could a app doesn’t have a customer support team that answers customers questions and resolves issues, such a waste of time and energy

I have number of applications falling into trap of misleading advertisement in the name of cashback. I believe Kiwi is the only application I found true to its commitment and provides rewards way better than any other applications in the market. And I must say it does so not at the cost of quality of service in terms of transactions we perform in this App. I can assure you my appreciation based on the efforts I am taking to write review as this is the first ever review I am writing for any application since the time I am using mobile. So it’s really worth it. This app deserves more appreciation than it is receiving now.