Visions FCU Mobile

We do everything through the app. We moved to an area where the closest VFCU is 4+ hours away. We have never opened an account with a local bank or credit union as there is no need to do so. There is only one transaction that can’t be done with the app… if you have a check that exceeds the limit for Express Deposit, you can go to a reciprocal credit union to make the deposit to your Visions account. A list of reciprocal credit unions in your local area are available on the Visions website. This was also explained to us by Visions prior to our move. I doubt we will ever open another account because Visions continually improves the capabilities in their app. We don’t use much cash, but when we need to replenish, there are ATMs nearby that don’t charge a fee.

Update: scrolling in accounts is broken. At least in iOS 26. The bottom bar doesn’t stay at the bottom when reviewing account details. Scrolling has it floating and covering important details making it difficult to review. I’ve been highly critical of the app for years with seemingly no progress on what I’d consider to be obvious problems and usability issues. It seems someone there finally thought it worthwhile to address and I’ve seen improvements lately. Thank you! Most specifically: - Face ID finally seems to work reliability. Used to be using it once and coming back into the app you had to force close it to get back with Face ID. - Finally, after years and years of ridiculous deletions at the bottom of the app, we have now EXPRESS DEPOSIT! Wow! Thank you!!! Express deposit, make a payment and funds transfer are now right where they belong. Prominently at the bottom as real buttons. - Express deposit used to be flaky and crash regularly. The last few I’ve done now have worked flawlessly. Could it finally be fixed after over year of regular crashing?? Again, good work. Thank you for fixing. Still not a huge fan of the side scrolling account list at the top. Side scrolling isn’t helpful. It should be a list. I however do understand the reasoning behind it I just don’t care for it. It’s minor compared to the other fixes. Good work! Glad to see the improvements.

The app is straight forward to the everyday user. In regards to simply checking the amount of your different accounts and their individual transactions. With a single click on what account you want to look at, it’ll show your current balance, recent transactions and the specific details of them (time, date, location, company potentially an automated category programmed by the app), plus it shows the difference between the money amount from the previous transaction (if that makes sense). Also what credits/debits are pending along with the amount and anticipated settlement date. I’d say it’s a good app to use if all you want to do is check your account amount and transactions. It does have additional information and features that do take some effort and ability, but the call center is helpful when you need answers. In all, it’s a good app.