App Profile: Capital One CreditWise
Android / Games / Puzzles
Capital One CreditWise
Installs:
Rating:
4.84
Total Reviews:
285.41k
Top Countries:
US
< $5k
/mo
60k
/mo
Reviews: What People Think About Capital One CreditWise
Nickki Champ
Rating: 5/5
It is legit a great way to build your credit quickly! The first day, my credit went up 89 points! I was amazed! It will help! Pay your bill early as you go! When you do that and have 3 bigger bills you’ve used the credit card for, your score rises, with ON time payments, especially, early payments! If you pay as you go, don’t over spend, don’t spend frivolously, you’ll be just fine! Use your job money for paying off your credit card, use your credit card for bills! Sure, use your credit card for other expenses! But, priorities over desires! Remember this! Never open a capital one email, unless you get a notice verbatim an email, because hackers will be able to get your information from your bank, your address, etc! Use wisdom when using your credit card for sure!
Kandi Yams
Rating: 3/5
I actually like this app, I use it because it's connected to my Capital One credit card account but the score it shows isn't accurate. I just paid $2151 to pay off 1 credit card and $1000 to pay off another, I was going to purchase a car at the end of they year because I'm waiting on my credit score to go up. In January it said it was 564, I made 2 small payments of $500 and $300 to 2 cards and it jumped 50 points to 614. So I'm like oh once these last 2 payments are made it's gonna go up to 653 where I'm usually at and will be closer to 700 by December. Well I go into a dealership on Saturday February 24th and they told me if my credit score was 625 they'd give me a car with $0 down. My friend just bought her car a month before me and she told me her score was 652 and higher than what Credit Wise showed and she got a 2018 Honda CR-V with $0 down so I let them run mines. 30 minutes later the lady comes to me and say "which car do you want, go pick your car out cuz I got you with $0 down!" I rolled off the lot in a 2018 Mitsubishi Outlander SEL and my credit score with TransUnion is 667 where it shows 614 here on Credit Wise and they go by the TransUnion score, it was 632 with Experian as well so either way I was leaving the lot with a new car. They don't go by Equifax anymore when looking for financing.
chinadoll1234.
Rating: 5/5
Hello, to whom it may concern I have been a subscriber of credit wise for over 6years now. I love credit wise because it has helped me keep track of my credit in many ways. Some ways credit wise has helped for example is knowing what’s on my report, such as what positive accounts I have vs negative. In addition it also shows my score on a weekly basis which has been a great help and peace of mind knowing exactly where I stand with my credit. One this I love the most about credit wise is that they also help you understand ways to improve your credit by giving do’s and don’t when trying to build credit, as well as where you stand in the good or not so good credit by showing you the chart of what category your score falls under and an ideal example of where you should want to be with your credit.
About Capital One CreditWise
CreditWise is a free credit monitoring tool that could help you improve your credit score.
We believe in empowering people with the tools to effectively monitor and manage their credit,
no matter where they are in their credit journey. That's why CreditWise is completely free. Plus,
using it won't hurt your credit score and you won't ever be asked to enter a credit card number.
With CreditWise, you'll have free access to your FICO® Score 8 and TransUnion® credit
report—plus targeted advice, tools and alerts to help you monitor your credit. You'll also get free
access to identity theft monitoring tools—like dark web alerts—to help you take action when
your information is detected somewhere suspicious.
Get free:
● Updates as frequently as daily to your TransUnion-based FICO Score 8.
● Access to your TransUnion credit report to look for signs of error, theft or fraud.
● Alerts if your Social Security number or email address are found on the dark web.
● Clarity on how certain everyday decisions may affect your credit score with the Credit
Simulator.
● Helpful breakdowns of the key factors that make up your credit score and how you’re
doing on each of them.
● Suggestions to help you improve your credit score.
● Alerts about select changes to your TransUnion or Experian® credit reports.
● Alerts if any new names or addresses were associated with your Social Security number
on a credit application.
Ever wanted to know the impact of certain financial decisions on your credit score, before you
make them? CreditWise has a tool for that. Use the Credit Simulator to see how different
scenarios—like opening a new credit card—could affect your FICO Score 8. Knowing how certain
actions could impact your score may help you establish, maintain and build credit for more
financial stability.
CreditWise is free, fast, secure and available to every adult who is 18 or older residing in the US
with a Social Security number and a report on file at TransUnion. Download the app today and
take control of your credit.
The credit score provided in CreditWise is a FICO® Score 8 based on TransUnion® data. The FICO
Score 8 gives you a good sense of your credit health but it may not be the same score model
used by your lender or creditor. The availability of the CreditWise tool and certain features in the
tool depends on our ability to obtain your credit history from TransUnion and whether you have
sufficient credit history to generate a FICO Score 8. Some monitoring and alerts may not be
available to you if the information you enter at enrollment does not match the information in
your credit file at (or you do not have a file at) one or more consumer reporting agencies. You do
not need to be a Capital One account holder to sign up for CreditWise.
Alerts are based on changes to your TransUnion and Experian® credit reports and information
we find on the dark web.
The CreditWise Simulator provides an estimate of your score change and does not guarantee
how your score may change.
We believe in empowering people with the tools to effectively monitor and manage their credit,
no matter where they are in their credit journey. That's why CreditWise is completely free. Plus,
using it won't hurt your credit score and you won't ever be asked to enter a credit card number.
With CreditWise, you'll have free access to your FICO® Score 8 and TransUnion® credit
report—plus targeted advice, tools and alerts to help you monitor your credit. You'll also get free
access to identity theft monitoring tools—like dark web alerts—to help you take action when
your information is detected somewhere suspicious.
Get free:
● Updates as frequently as daily to your TransUnion-based FICO Score 8.
● Access to your TransUnion credit report to look for signs of error, theft or fraud.
● Alerts if your Social Security number or email address are found on the dark web.
● Clarity on how certain everyday decisions may affect your credit score with the Credit
Simulator.
● Helpful breakdowns of the key factors that make up your credit score and how you’re
doing on each of them.
● Suggestions to help you improve your credit score.
● Alerts about select changes to your TransUnion or Experian® credit reports.
● Alerts if any new names or addresses were associated with your Social Security number
on a credit application.
Ever wanted to know the impact of certain financial decisions on your credit score, before you
make them? CreditWise has a tool for that. Use the Credit Simulator to see how different
scenarios—like opening a new credit card—could affect your FICO Score 8. Knowing how certain
actions could impact your score may help you establish, maintain and build credit for more
financial stability.
CreditWise is free, fast, secure and available to every adult who is 18 or older residing in the US
with a Social Security number and a report on file at TransUnion. Download the app today and
take control of your credit.
The credit score provided in CreditWise is a FICO® Score 8 based on TransUnion® data. The FICO
Score 8 gives you a good sense of your credit health but it may not be the same score model
used by your lender or creditor. The availability of the CreditWise tool and certain features in the
tool depends on our ability to obtain your credit history from TransUnion and whether you have
sufficient credit history to generate a FICO Score 8. Some monitoring and alerts may not be
available to you if the information you enter at enrollment does not match the information in
your credit file at (or you do not have a file at) one or more consumer reporting agencies. You do
not need to be a Capital One account holder to sign up for CreditWise.
Alerts are based on changes to your TransUnion and Experian® credit reports and information
we find on the dark web.
The CreditWise Simulator provides an estimate of your score change and does not guarantee
how your score may change.
File size: 205618176
Launched countries: US
Minimum OS version: 16.0
Release Date: 1446478199000
Published by Capital One
Website url: https://www.capitalone.com/credit-cards/benefits/creditwise/
Publisher country: US
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