App Profile: Kovo Credit Builder + Rewards
Android / Games / Puzzles
Kovo Credit Builder + Rewards
Installs:
Rating:
4.78
Total Reviews:
487
Top Countries:
US
< $5k
/mo
20k
/mo
Reviews: What People Think About Kovo Credit Builder + Rewards
Jenn Ayo
Rating: 5/5
Kovo has saved my financial life!!!
I recently had the opportunity to use Kovo, and I must say, my experience has been nothing short of fantastic! As someone who has struggled with credit in the past, I was looking for an effective and affordable solution to help me rebuild my credit score. Kovo turned out to be exactly what I needed!
At just $10 a month, Kovo is incredibly affordable compared to other credit-building options. There are no hidden fees, which I found refreshing. The transparency in their pricing and services gave me confidence that I was making a wise financial decision.
Within just a few months of using Kovo, I noticed a significant improvement in my credit score. I was thrilled to see a huge increase ! This boost has opened up new opportunities for me, It feels great to be on the path to financial recovery.
Overall, I highly recommend Kovo to anyone looking to improve their credit score. It’s an affordable, effective, and user-friendly service that truly delivers results. If you’re ready to take control of your financial future, Kovo is definitely worth considering hands down!!!
JNikki07
Rating: 1/5
Don't do it! They never sent me an email that my auto-pay failed, and my credit score dropped 40 points over $10. They claimed they had emailed me; I showed them the emails I received, none about a past due payment, and they wouldn't fix the late payment. I had been a loyal customer since 2023. Don't sign up. It's the biggest regret of my life. I was approved for a mortgage and I put $5,000 down on the home. If this late payment sticks, I am going to lose my mortgage approval and my $5,000 deposit. I have continuously begged them to remove the late payment; I even paid off my account early. My mental health has been affected by this, and I am trying to remain strong because I'm falling apart. I worked so hard on my credit to get my dream home, and they are taking it away from me over $10. Please dont sign up because I been so stressed to the point Ive had to visit a hospital. This is completely making me ill. Dont make the mistake I did.
Cheeziesneezie
Rating: 1/5
I signed up over a year ago with the installment plan. The initial contract stated I would get my $240 back at the end of paying off the installment plan. Out of nowhere my installment plan was “closed” and it was switched to a credit building plan. I had payed off my installment plan and never signed anything or agreed to switch plans. When contacting kovo they stated that they never had this agreement and when I look at my initial contract it somehow it all crypted in the app so you can’t read it. I know what I signed up for because I would never agree to paying $10 a month and other reviewers have stated this as well. If you are going to go back on your initial contract then screw with the evidence then LIE and say that never existed I can not trust your company, and no one else should either. My credit score didn’t change drastically, if at all because of this app after paying $240 that I was promised I would get back and never did. Due to my husband dying I’m a single mom of 4 and really was looking forward to the extra cash for Christmas this year. Closing one plan without my permission, lying and saying it never existed when my app has proof it did, then signing me up for another plan that I never agreed to is deceitful and fraudulent. AVOID THIS APP AT ALL COSTS.
About Kovo Credit Builder + Rewards
“Kovo has done wonders for my credit. It’s completely user friendly & not so nerve wrecking to use compared to other intimidating apps/sites that serve the same function. Thanks Kovo!” - Karma
“I love it. I always wanted to buy a house so if it keeps doing what it’s doing I might be in business for a house.” - Angela
Get Kovo to build credit the easy way. No credit check, $0 fees, 0% interest. Plus: grow your worth, protect your credit, earn cash rewards, and unlock credit boosts.
SEE WHY PEOPLE GET KOVO CREDIT BUILDER
No credit check. No hidden fees. Instant decision. All 4 bureaus.
WHY BUILD CREDIT?
- Better credit makes owning a car and home possible, with higher odds for approval.
- Lower your monthly payments with better rates when you have a higher credit score.
KOVO MAKES CREDIT BUILDING SIMPLE
- Apply for Kovo Credit Builder to boost your creditworthiness.
- Make timely monthly payments to unlock a better future.
HOW IT WORKS
1. BUILD YOUR CREDIT WITH ALL 4 BUREAUS
- Start with Installment Credit Builder: $10/mo for 24 months.
- Payment performance is reported to all 4 credit bureaus: TransUnion®, Equifax®, Experian®, Innovis®.
2. GROW YOUR WORTH
- Build and track your FICO® Score, the score most widely used by 90% of top lenders.
- Get monthly updates with personalized tips on how to improve your score even more.
- Get personal growth tools and 24 months of credit protection.
- Continuous ID Monitoring keeps you safe from data breaches.
3. EARN CASH REWARDS
- Get $30 for each friend you refer, with unlimited earnings potential.
- Earn up to $1,225 in credit rewards: 1% back on loans and up to $75 on credit cards. Available to eligible customers with 4 on-time payments.
4. UNLOCK CREDIT BOOSTS
- Eligible customers with 4 on-time payments unlock access to credit boosts for additional credit building and credit protection. Start with $10/mo.
- Boost your credit with Revolving Credit Builder: a single-purpose credit line with a $500 limit to use at Kovo. Payment performance is reported to all 4 credit bureaus: TransUnion, Equifax, Experian, Innovis.
- Protect the credit you’re building from identity theft with Maximum Credit Protection: up to $1M ID Fraud Insurance policy and 24/7 ID Theft Resolution services.
—
© Kovo Inc. - a public benefit corporation
There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.
On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary and credit score increase is not guaranteed, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations. Unique experiences and past performance for individuals do not guarantee future results for other individuals.
ID Fraud Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Refer to Summary of Benefits for coverage terms, conditions, and exclusions: https://kovocredit.com/legal/id-fraud-insurance-summary
Disclosure: Kovo is not affiliated with loan apps, money apps, budgeting apps, credit report apps, Cash App, Credit Karma, Chime, One, Empower, Brigit, MoneyLion, Dave, Cleo, Acorns, EarnIn, Klover, Kikoff, Atlas, Varo, Perpay, Grant, Self, NerdWallet, Dovly, Credit Sesame, Ava, TomoBoost, Grow Credit, Extra, StellarFi, Boom, Build, Grain, Fizz, Credit Strong, Cheese, credit repair, cash advance, paycheck loans, or payday loans.
Terms of Use: https://kovocredit.com/legal/terms
Privacy Policy & Notice: https://kovocredit.com/legal/privacy
“I love it. I always wanted to buy a house so if it keeps doing what it’s doing I might be in business for a house.” - Angela
Get Kovo to build credit the easy way. No credit check, $0 fees, 0% interest. Plus: grow your worth, protect your credit, earn cash rewards, and unlock credit boosts.
SEE WHY PEOPLE GET KOVO CREDIT BUILDER
No credit check. No hidden fees. Instant decision. All 4 bureaus.
WHY BUILD CREDIT?
- Better credit makes owning a car and home possible, with higher odds for approval.
- Lower your monthly payments with better rates when you have a higher credit score.
KOVO MAKES CREDIT BUILDING SIMPLE
- Apply for Kovo Credit Builder to boost your creditworthiness.
- Make timely monthly payments to unlock a better future.
HOW IT WORKS
1. BUILD YOUR CREDIT WITH ALL 4 BUREAUS
- Start with Installment Credit Builder: $10/mo for 24 months.
- Payment performance is reported to all 4 credit bureaus: TransUnion®, Equifax®, Experian®, Innovis®.
2. GROW YOUR WORTH
- Build and track your FICO® Score, the score most widely used by 90% of top lenders.
- Get monthly updates with personalized tips on how to improve your score even more.
- Get personal growth tools and 24 months of credit protection.
- Continuous ID Monitoring keeps you safe from data breaches.
3. EARN CASH REWARDS
- Get $30 for each friend you refer, with unlimited earnings potential.
- Earn up to $1,225 in credit rewards: 1% back on loans and up to $75 on credit cards. Available to eligible customers with 4 on-time payments.
4. UNLOCK CREDIT BOOSTS
- Eligible customers with 4 on-time payments unlock access to credit boosts for additional credit building and credit protection. Start with $10/mo.
- Boost your credit with Revolving Credit Builder: a single-purpose credit line with a $500 limit to use at Kovo. Payment performance is reported to all 4 credit bureaus: TransUnion, Equifax, Experian, Innovis.
- Protect the credit you’re building from identity theft with Maximum Credit Protection: up to $1M ID Fraud Insurance policy and 24/7 ID Theft Resolution services.
—
© Kovo Inc. - a public benefit corporation
There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.
On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary and credit score increase is not guaranteed, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations. Unique experiences and past performance for individuals do not guarantee future results for other individuals.
ID Fraud Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Refer to Summary of Benefits for coverage terms, conditions, and exclusions: https://kovocredit.com/legal/id-fraud-insurance-summary
Disclosure: Kovo is not affiliated with loan apps, money apps, budgeting apps, credit report apps, Cash App, Credit Karma, Chime, One, Empower, Brigit, MoneyLion, Dave, Cleo, Acorns, EarnIn, Klover, Kikoff, Atlas, Varo, Perpay, Grant, Self, NerdWallet, Dovly, Credit Sesame, Ava, TomoBoost, Grow Credit, Extra, StellarFi, Boom, Build, Grain, Fizz, Credit Strong, Cheese, credit repair, cash advance, paycheck loans, or payday loans.
Terms of Use: https://kovocredit.com/legal/terms
Privacy Policy & Notice: https://kovocredit.com/legal/privacy
File size: 35288064
Launched countries: US
Minimum OS version: 14.0
Release Date: 1718175600000
Published by Kovo
Website url: https://www.kovocredit.com
Publisher country:
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