TransUnion®

I had a $200 balance on a credit card and my score dropped 67 points. My credit line is way way higher than $200. My credit score should not have dropped that much. People with money are paying people that work at Trans Union to drop people scores drastically to destroy people’s lives. You know how you can pay someone to do something you know how you can pay someone at a company to drop someone’s credit score for no reason why my score dropped 67 points over $200 that doesn’t make any sense it has to be disputed, but if people are paying people at these corrupt credit score agencies like Trans Union Experian and Equifax, there’s no disputing anything because they’re getting paid to fraudulently drop someone’s score for no reason I could sue Trans Union and Equifax and Experian total corrupt companies so my score went up 36 points but then two days later it just randomly dropped 16 points for no reason because I kept paying off more debt and my score, kept dropping more when you pay off debt your score is supposed to keep going higher not keep going lower I was paying off debt and my score was dropping lower when it’s supposed to keep going higher these credit reporting agencies are all corrupt and should be shut down. like you paid off more debt your score is gonna drop more when you pay off debt, your score is supposed to go up higher, not go lower corrupt company CEO should be in prison.

I've been a paying customer of the TransUnion service for around 6 to 7 years, which has cost me a significant amount of money. However, the app has only worked properly for me during the first year. I prefer using an app on my phone for convenience since I'm frequently on the go and not tethered to my PC. Unfortunately, this issue is pushing me towards canceling my service and stopping the flow of my hard-earned money to TransUnion. I've reached out to customer support numerous times, hoping for a solution, but all I received were excuses. No real help was provided. I've tried changing my login details multiple times, and I've even gone through the process of deleting and reinstalling the app. Nothing has resolved the issue. I even upgraded my phone recently, so I know I have the latest technology, hoping it might solve the problem with the app. Yet, I'm still unable to log in and use the services I've been paying for all these years. The constant troubles and lack of effective support have left me defeated and utterly disappointed. The fact that I can use a browser on a PC is a small consolation, but it defeats the purpose of having mobile access, which is crucial for me. I'm at the point where I feel continuing the service is just throwing money away. It's disheartening to invest in a service that cannot deliver the basic functionality it promises, especially when it concerns something as important as credit monitoring. I give up.

I really feel TransUnions method of credit reporting is very oppressive. I hope the governments overhaul of credit reporting agencies will address issues that hold Americans hostage and crippled for decades. I don’t know who the eggheads are that sit at the round table thinking of ways to penalize hard working Americans creditworthiness but it reeks of elitism. Credit Reporting agencies are not good for America’s economy. Especially with COVID effecting so many hard working people. Through no fault of their own Americans are having to pay the price for governments lousy mismanagement of our funds and a virus that we had no control over. Credit reporting agencies will keep derogatory credit on reports for decades. 7-10 years is too long for individuals to be penalized or effected by mishaps on their credit report. Inquiries stays on your reports for 2 years. Most of them are inaccurate. Individuals have to bear the burden of proof that it’s inaccurate. Two years for an inquiry; what about 6 months? Why should it affect your credit at all. If someone wants to apply for several lines of credit; as long as they can pay their bills what business is it of yours. These credit reporting agencies must be comprised of Creditors. Because the creditors can do or report anything on your report without scrutiny. The wealthy don’t pay by these rules. These agencies stop America from thriving and its done by design. Keep the rich; richer and the poor;poor. This economy is sustained my middle America and we’re the most penalized, taxed and every other kind of bureaucratic robbery. I hope Americans get to the point they are tired of being taken advantage of and revolt. Stand up and stop being screwed by oppressive agencies like these!