Experian®

Since then I have been using the Experian Credit App, I have found more information about my credit score and the factors that affect my credit score. The App also helps match my credit score to new credit card accounts, personal loans and other lines of credit that Fit My Credit Profile. This is very helpful and useful information because I can easily see which credit cards, personal loans and credit lines that I should or shouldn’t apply for if I’m in need of either of those types of accounts. Since I’ve been using the App, I have found so much valuable information about credit scores and credit reports and exactly what affects them. Also my credit score has increased since I started using the Experian App and using the information that’s available to me. I am very grateful, thankful and so very much satisfied with this App. I give it 5*’s ALL THE WAY!! If you don’t already have this App, I would highly recommend that you check it out, especially if you are interested in learning more about your Credit profiles and the factors that affect them. And if you’re trying to improve your credit scores this App is the only one that has actually helped me in All of These Areas. If I could give it more than 5*’s I definitely would! Download this very useful, fact based, credit “tool”, App today and watch your credit get better and see what’s changed in your credit profiles so you will know exactly what you need to do next. Thank Experian!! For such a “priceless” App!!

Of the 3 Main Credit Score Companies, Experian is by far the Best Way of Increasing Your Score. Experian allows you to attach other Bills for Experian to keep track of your monthly on time payments at No Charge. Also, I did pay a Monthly Charge when I needed to Talk to a Live Person to Assist in getting an Old Account Removed from my Record. Then I returned to the Free Service to Continue to Watch my Score constantly go Up! When 1 month it dipped a few points, I noticed immediately the reason why and I was able to fix it. When I started with Experian my Credit Score was at 569, I was able to get it up to 720, when I was out of work and my Bank Account wasn’t getting weekly Direct Deposits and my Credit Cards Balances went up, my Credit Score dropped to 690. Now that I’m back working again, it has jumped back up to 720 and my goal has been 750 which I believe it will reach in 2025 (currently Nov of 2024 when leaving this review) Experian by far is better than Trans Union and Equifax. The bad thing, you don’t know which of the 3 businesses will use when looking up your score. The good thing, as I’ve used Experian, I have seen my Credit Score at the other 2 go up as well.

I use Chase Bank and chase bank uses Experian to rate the credit score, pretty much when I go to my online banking my score with Experian is much higher than when I go into my Experian app and it’s significantly lower, just so you have some understand I’m talking about 58 to 60 point difference, it some what was better for a while and then the Experian app decided to drop me 8 points I have done so much research and tried to find out why, no point I couldn’t get down to the bottom of it which is extremely alarming because all I’ve been doing is the right thing t ok grow my credit score, which includes not going over the 10% I’m in the 2% mark, I make my payments as soon as they come up, i planned it all out to build my credit. With credit sesame I was all the way up to 786 now I am down, I literary use my cards once every 2 weeks rotating them just so they don’t get closed down, no skipped payments, im not sure ever why my score drops when it drops. I feel it’s because they want me to sign up for a better plan that I have to pay for. I have no clue, all I know is I’m doing everything and anything I can for my credit to grow and it does but it always drops down. I feel like something is wrong with the system. Also, I’ve noticed when I do not owe anything at all there’s still a balance when I check my credit status and I know for sure I do not owe anything, so the system is not 100% perfect but it could effect my future so naturally it always leaves me worried.