{"@context":"https://schema.org","@type":"MobileApplication","name":"Kissht: Instant Personal Loan","applicationCategory":"MobileApplication","operatingSystem":"iOS","offers":{"@type":"Offer","price":"0","priceCurrency":"USD"},"aggregateRating":{"@type":"AggregateRating","ratingValue":"4.5","ratingCount":1370,"bestRating":"5","worstRating":"1"},"description":"Kissht is India’s trusted digital loan app, which offers quick personal loans, business loans. Whether you are salaried or self-employed, there is credit available for you on Kissht. Avail funds for personal expenses or business growth, Kissht loan app provides you immediate financial assistance.

What is Kissht App?
Kissht offers online personal loans of up to ₹5,00,000 with minimal documentation. In just 5 minutes, you can apply for a personal loan and get your funds in your bank account. Kissht provides competitive business loans to meet entrepreneurs' needs, enabling them to access capital quickly.

Example of Unsecured Personal Loan

Loan amount (Sanctioned): ₹ 1,25,000.
Tenure: 24 months.
Interest Rate: 14.60% per annum.
Processing Fee (incl. GST): ₹ 7,375.
Total Interest: ₹ 20,912.
EMI: ₹ 6,037.
APR: 23%.

Sanctioned loan amount is ₹ 1,25,000.
Net disbursed amount is ₹ 1,17,625.
Total loan repayment amount is ₹ 1,45,912.
Total cost of the loan = Interest Amount + Processing Fees
= ₹ 20,912 + ₹ 7,375 = ₹ 28,287.

We work with RBI-registered NBFCs. These NBFCs are as follows:
-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Northern Arc Capital Ltd.
-Piramal Capital & Housing Finance Ltd.
-SMFG India Credit Co. Ltd.

How to apply for Kissht instant loan?
1. Install Kissht app
2. Register with a mobile number & accept basic permissions
3. Complete 100% digital KYC for an instant credit check
4. Sign online loan agreements from approved NBFCs

Why Choose Kissht for Your Instant Personal Loan Needs?
Whether it’s for an emergency or business growth, Kissht provides instant loans with flexible repayment plans.
- Digital personal loans from ₹10,000 to ₹5,00,000
- Interest rates - 12% to 28.5% p.a.
- Tenure - 6 to 60 months
- APR range - 18% to 36%*

*Note: These numbers are for representation purposes only. The final interest rate & APR will depend on the customer’s credit assessment, as decided by Kissht’s Lending Partner(s).

Kissht stands out among loan apps by providing quick, reliable, and secure instant small loans. Kissht loan app helps you get a quick personal loan and business loan to manage emergencies or meet your financial goals. Kissht offers a convenient online loan application process with transparent terms and competitive interest rates. Our low-interest loan and easy repayment plans make managing finances stress-free.

What Makes Kissht a Trusted Digital Loan App?
1. Easy Approval: Get instant loans online with minimal documentation in a fully digital process.
2. Instant Fund Transfer: With the Kissht advance loan app, you can get funds directly transferred to your bank account.
2. Safe & Transparent: Kissht prioritizes user safety and follows RBI guidelines for collections. Our processes are transparent, with no hidden charges.
3. Customer-Centric: We adopt a human-first approach, ensuring a delightful experience at every interaction.
4. Competitive Rates: Enjoy a lower-interest loan with flexible repayment options.

Our Commitment to Customer Safety

1. All communication for payment reminders is done via registered landline numbers only. We never use personal mobile numbers, foreign numbers, or VOIP calls.
2. Payments are collected only through our app or website. We never request payments to personal accounts or demand commissions on dues.
3. Our collection processes strictly follow RBI and MeitY guidelines. All calls are monitored and recorded to ensure no threats or abusive language are used.
4. The Kissht app respects your privacy, it does not access your Contacts List, and we do not contact your friends or relatives regarding loan repayments.

Contact Us:
1. Write to care@kissht.com OR call our customer care number on 08044745884 / 08062816309.
2. Share with us a screenshot or recording of the message or call.Address:10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070","image":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/af/be/50/afbe504a-15c3-681d-a1e1-713d8e373281/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/150x150bb.jpg"}

How Much Does Kissht: Instant Personal Loan Make?

Rankings