App Profile: FatakPay

Fatakpay Digital P. Ltd (Fatakpay) is renowned for our award-winning platform that simplifies credit and financial product access for salaried and self-employed, accessible anytime

Services Provided*
1. Personal Loans upto ₹2Lacs
2. Employee Financial wellness: Earned Wage advance offerings to corporate employees
3. Access to Digital Gold and silver investments
4. Access to Mutual funds
5. Insurance offerings
6. BBPS facility
7. Access to job portal
8. Credit score and credit report
9. Rewards and Offers
*Subject to terms and conditions

1. Instant Personal Loan App for Salaried & Self-Employed Professionals Apply for personal loans starting from ₹5000 - ₹2 lakhs & get quick approvals!
Both for salaried/self-employed, Fatakpay will find perfect product offering and lending partner for your financial needs. (Loan will be approved and disbursed by Fatakpay lending partners - Fatakpay is a Loan Service Provider only)

Why Choose FatakPay?
- Personal EMI Loans: from ₹1,000 to ₹2Lac.
- Interest Rates: P.a - 12% to 42%.
- Tenure: 3 -36 months.
- 100% digital process & 10 min disbursal
- Rewards: Monthly cashback and savings on purchases through our merchant partnerships.

Loan Types Offered:
- Short-term Loan: ₹1,000 to ₹25,000 Tenure 3-12Months.
- Personal Loan for Salaried: ₹25,000 to ₹2,00,000 Tenure 6-36 months.

Loan Illustration
• Loan: ₹20,000 for 12 months
• Interest: 20% p.a
• Processing Fee: ₹500(2.5%)+GST ₹90
• Total Interest: ₹2,232
• EMI: ₹1,853
• APR: 24.89%
• Amount Disbursed: ₹19,410
• Total Repayment: ₹22,232
• Total Loan Cost: ₹2,822 (Interest+Processing Fees+GST)

Our Lending Partners:
• FDPL Finance P Ltd.
• Incred Finance P Ltd.

2. Employee Financial wellness: Earned Wage Advances offerings to partner corporate employees.
3. Digital Gold/Silver: Invest in 24K pure gold and silver stored securely with our partner Niwish (Digi Smart Assets P.Ltd)
4. Mutual funds: Invest in mutual funds (partner Assetplus (Valueplus Technology P.Ltd))
5. Insurance offering: Personal accident insurance offerings in partnership with ICICI Lombard.
6. BBPS for utility bills payments powered by Axis Bank.
7. Access to job portal (partner-Billion Career Private Ltd).
8. Credit score: Get credit score/report by Credit bureau partners(Crif/Equifax)
9. Various rewards/offers from nation-wide merchants.

Commitment to Financial Wellness:
FatakPay adopts a human-first approach, ensuring customer safety and data protection. Our processes are seamless, and collections are empathetic and RBI-compliant.

Ethical Practices:
We use only registered landline numbers for promotional and collection activities. No private/personal mobile nos, and no foreign numbers allowed.
• All payments are made through our App, no transactions to personal accounts.
• All calls are monitored & recorded; agents never use threats or abusive language.
• Our App does not access your contacts/other private data.

App permissions required from customer:
• Coarse Location - We use your approx current location(while using App) to access loan eligibility to speedup KYC process for application.
• Read Device Info - We collect device and phone details, model,OS,unique identifiers, network info to prevent fraud and safeguard your data.
• Camera & Media Access - To scan, capture and collect selfie (for fraud prevention) and necessary KYC documents, enabling us to fill in relevant fields.

Data Protection & Privacy:
FatakPay is ISO 27001:2013 certified, ensuring encrypted data at rest and in transit. Customer data is securely stored in India with restricted access. Users can request data deletion.

Learn More:
• Privacy Policy: https://fatakpay.com/privacy-policy
• Terms & Conditions: https://fatakpay.com/terms-condition
• E:help@fatakpay.com,
• P:9820476476.
• A: Office No. 23, 2nd Floor Der Deutsche Parkz, Subhash Nagar Road, Near Nahur (W) Station, Bhandup West, Mumbai, Maharashtra, India, 400078.