App Profile: Ava: Build Credit History Fast
Android / Games / Puzzles
Ava: Build Credit History Fast
Installs:
Rating:
4.90
Total Reviews:
35.49k
Top Countries:
US
< $5k
/mo
80k
/mo
Reviews: What People Think About Ava: Build Credit History Fast
Cyrus Asgari
Rating: 5/5
This actually builds your credit, and for $36 a year or $3 a month you are able to not only to pay off your Apple subscriptions, your other bills, but you are also able to put money into the builder account to be able to create savings. This is a no brainer and unfortunately some haters here want to shut down this awesome concept.
What I’m trying to wrap my head around is why are these 12 year olds trying to make this app look very deceptive and untrustworthy. I’ve had this app since May, and other than one day during the summer this app didn’t want to open I have had zero issues with them and have made 7 on time payments with Ava so far and put $105 towards saving. So ladies and gents, get your act together and acknowledge that this company is run by a former credit karma employees, the structure is still in its early stages, so just be patient and stop being so stubborn because you couldn’t get customer service to contact you the same day or you got over charged.
Thank you Ava, for giving me the opportunity to build my credit with you and allowing me to save. You have my respect but please make the app less prone to crashes, it can still happen frequently. Cheers!
@Bubbaluv84
Rating: 5/5
Ava is the best thing out here friends There are so many programs and apps out there that claim to be the ones..:) right!! that have the solution and that are for the consumer right for the people right but I'll tell you AVA is here for us my friends my situation may or may not have been as bad off as your situation who knows I was possibly way worse off than you are or were but that's what's unique about Ava it doesn't matter who you are or how good or bad your situation is is going to benefit you and it's gonna happen in a huge way in a short period of time it's literally set up to cater to you it's $10 and it's actually your money and it's actually money that you spend already on the stuff you use and pay for right now today on an every day basis it's the greatest thing ever man it's awesome this is the program you want to be apart of I'm so glad I've found this and it's benefiting me and in two weeks I'm Ava has helped me increase my score 59 points it reports weekly did I add that to all major credit bureaus l promise you will not be disappointed if you take my word for it just give Ava a try my friend
Corephan
Rating: 1/5
Hi there I’m a financial & credit enthusiast. Now I still Advocate for Ava, IF your financial situation can benefit from it, but it can be a stagnation or In my case drop it by 105 points and slow down my business & finacial content creation. But none the less it doesn’t take away from what the goal of the service does it just not for everyone.
My personal experience: I signed up for Ava on Feb 2023. Now, before I advise anyone that comes to my channel and or recommend a service I let them know I’ve use it! In my case with a great credit score and a high credit line + good credit mix of accounts. it truly didn’t benefit at all. But I still got to show I use the service before I advocate for it cause my situation it didn’t help but if I had a low mix of credit, and the 3600 credit line being report can benefit others!
My specific issue: throughout signing up and setting up Auto Pay & connect checking & savings. They emailed - which some of their email are flagged as Spam, mentioning a disconnect with autopay being blamed on plaid. With no info as to why? Now this is why it not a plug and play even though they state to just keep the bare minimum funds cause B2B they disconnect Autopay. Coming back from my international business tour, sitting down with financial advisor it was brought to my attention that my score drop 105 points. I reached out by email to have clarification & dispute. They respond still not clarifying.
About Ava: Build Credit History Fast
Unlock a better financial future with Ava – an easy and effective way to build positive credit history, which may help improve your credit score over time.* Some members see improvements in as little as two weeks, but results vary and improvement is not guaranteed. A prime (700+) score may be attainable depending on your individual credit profile and usage.
Why Ava, you ask?
Quick Results: Based on 2023 member data, 74% of members who subscribed to Ava, activated the Ava Credit Builder Card, and were furnished to the bureaus within 7 days saw a credit score increase within the first two weeks of joining.** Among those members, some saw increases of 40+ points within three months.** Individual results will vary and no credit score increase is guaranteed.
Easy Setup: Get started in less than 5 minutes.
Transparent Pricing: Starting at just $8/month for the annual plan, Ava offers a simple, affordable route to better credit history.
With Ava, you can expect:
- No hidden fees
- 0% interest
- Instant account set up with no credit check
- 0 deposit/collateral required
Included in our simple pricing are:
AVA CREDIT BUILDER CARD:
The Ava Credit Builder Card allows you to pay for over 60 online subscriptions and bills (like Netflix and Verizon) while also lowering your credit utilization. Approval is guaranteed when you connect a valid bank account and pass identity verification. We report on-time payments to all three credit bureaus within about 48 hours. Maintaining low utilization and consistent on-time payments may help improve your credit score over time.
SAVE & BUILD CREDIT ACCOUNT:
The Save & Build Credit Account is a secured loan that helps you save money while adding an additional credit line to your report. Start with at least $25/month, make on-time payments for 12 - 24 months, and get back $300. Zero interest. Origination fee in some states.*** Positive payment history may help strengthen your credit profile over time.
FREE MONTHLY CREDIT REPORT
Stay on top of your credit score with free credit reports in the app. Discover insights and suggestions in your report that make it easy to understand credit factors, like credit utilization and percentage of on-time payments.
DEDICATED CUSTOMER SUPPORT
Need help? Our dedicated support team is here to help. Contact us at [email protected].
Ava is not a bank, Ava is a technology company that partners with banking services provided by Evolve Bank & Trust, member FDIC to provide the Save & Build Credit Account. The Ava Credit Builder Mastercard® is issued by Patriot Bank, N.A., member FDIC pursuant to a license from Mastercard international Incorporated.
* With Ava's Credit Builder Card and Save & Build Account you add two new tradelines to your credit report that helps with your credit mix (10%) and credit history (15%). With each payment made on time you help build your payment history (35%). The Credit Builder Card's credit limit helps with your credit utilization (30%). https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-affects-your-credit-scores/
** Data is for the period Jan 1, 2023 - Dec 31, 2023, and describes average outcome for members who subscribed to Ava, activated the Ava Card and were furnished to the bureaus within 7 days, and did not cancel their membership within 7 days of signing up. A credit score increase is not guaranteed.
***In the following states, Ava’s Save & Build Credit Account origination fee is $12, paid as $1 per month: Georgia, Ohio, Louisiana, Indiana, Missouri, Wisconsin, Florida, Hawaii, Texas, New York, Illinois, North Carolina, Michigan, New Jersey, Virginia, Alabama, South Carolina, Tennessee, Arizona.
Why Ava, you ask?
Quick Results: Based on 2023 member data, 74% of members who subscribed to Ava, activated the Ava Credit Builder Card, and were furnished to the bureaus within 7 days saw a credit score increase within the first two weeks of joining.** Among those members, some saw increases of 40+ points within three months.** Individual results will vary and no credit score increase is guaranteed.
Easy Setup: Get started in less than 5 minutes.
Transparent Pricing: Starting at just $8/month for the annual plan, Ava offers a simple, affordable route to better credit history.
With Ava, you can expect:
- No hidden fees
- 0% interest
- Instant account set up with no credit check
- 0 deposit/collateral required
Included in our simple pricing are:
AVA CREDIT BUILDER CARD:
The Ava Credit Builder Card allows you to pay for over 60 online subscriptions and bills (like Netflix and Verizon) while also lowering your credit utilization. Approval is guaranteed when you connect a valid bank account and pass identity verification. We report on-time payments to all three credit bureaus within about 48 hours. Maintaining low utilization and consistent on-time payments may help improve your credit score over time.
SAVE & BUILD CREDIT ACCOUNT:
The Save & Build Credit Account is a secured loan that helps you save money while adding an additional credit line to your report. Start with at least $25/month, make on-time payments for 12 - 24 months, and get back $300. Zero interest. Origination fee in some states.*** Positive payment history may help strengthen your credit profile over time.
FREE MONTHLY CREDIT REPORT
Stay on top of your credit score with free credit reports in the app. Discover insights and suggestions in your report that make it easy to understand credit factors, like credit utilization and percentage of on-time payments.
DEDICATED CUSTOMER SUPPORT
Need help? Our dedicated support team is here to help. Contact us at [email protected].
Ava is not a bank, Ava is a technology company that partners with banking services provided by Evolve Bank & Trust, member FDIC to provide the Save & Build Credit Account. The Ava Credit Builder Mastercard® is issued by Patriot Bank, N.A., member FDIC pursuant to a license from Mastercard international Incorporated.
* With Ava's Credit Builder Card and Save & Build Account you add two new tradelines to your credit report that helps with your credit mix (10%) and credit history (15%). With each payment made on time you help build your payment history (35%). The Credit Builder Card's credit limit helps with your credit utilization (30%). https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-affects-your-credit-scores/
** Data is for the period Jan 1, 2023 - Dec 31, 2023, and describes average outcome for members who subscribed to Ava, activated the Ava Card and were furnished to the bureaus within 7 days, and did not cancel their membership within 7 days of signing up. A credit score increase is not guaranteed.
***In the following states, Ava’s Save & Build Credit Account origination fee is $12, paid as $1 per month: Georgia, Ohio, Louisiana, Indiana, Missouri, Wisconsin, Florida, Hawaii, Texas, New York, Illinois, North Carolina, Michigan, New Jersey, Virginia, Alabama, South Carolina, Tennessee, Arizona.
File size: 154896384
Launched countries: US
Minimum OS version: 14.0
Release Date: 1636963200000
Published by Ava Finance, Inc.
Website url:
Publisher country: US
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