Richwood Bank Mobile Banking

The app is great so far, but would love to see at least one enhancement regarding notifications. It would be very beneficial to be able to receive notifications on card usage containing the exact dollar amounts instead of simply stating over a certain dollar amount.

Although I haven’t discovered ALL the ways I can use this app, it has soooo many more ways to control my account than my previous app that I absolutely loved:) When I moved from Alabama to Ohio I was very picky in choosing a bank because I want the same features to be able to lock and unlock my cards as needed and I wanted a bank that could print on the spot debit cards if mine was stolen, lost, or have any problems with online fraud as I’ve experienced in the past. Richwood was literally the ONLY bank in town that offered the features I was shopping for and I ended up with even more than I thought I needed!! I am sooo thrilled that I found a friendly bank that has given me more than I was hoping for:)

Banking app is straightforward. Has functionality for transfers, daily balance, card alerts based on transaction amount and type. Richwood continues to upgrade the app showing investment to making it better which is a good sign. I have used Bill Pay and it works well. Payment is in roughly a week which would be nice if it was shorter but haven’t seen many banks shorten the time period. Transfer of money between accounts is fast and instant except for external transfers which is somewhat expected. I recommend utilizing the app.