App Profile: True Finance: Cash Advance
Android / Games / Puzzles
True Finance: Cash Advance
Installs:
Rating:
4.78
Total Reviews:
27.96k
Top Countries:
US
< $5k
/mo
100k
/mo
Reviews: What People Think About True Finance: Cash Advance
LloydBanksNYC
Rating: 3/5
This is yet another app that makes you pay for a premium subscription in order to get in advance. If I’m trying to get a cash advance, do you think I have any money for a subscription right now? There are better apps to use, but I’m kind of in a tight spot right now. I took out an advance last night with a different app, it already tried to do the repayment, but I don’t get paid until tomorrow so now I’m screwed. I can’t find another app that will work for me and I just need to get through today.
*update* Seems like I got kind of a rude response to my review but I changed my rating to 3 stars because whoever responded to my review probably doesn’t have the easiest job, I respect it.
Grid App Review
Rating: 3/5
Although I’ve never had any technical difficulties with this app and the app does offer different features, to me it’s not worth it, ESPECIALLY the cash advance feature. Throughout the years I’ve used several cash advance apps and it’s the apps like this one that I will never understand. I can understand starting someone with a low amount because you want to see how they do paying the advance back…but after that person has continuously paid back several advances on time, their direct deposits are always the same amount, spending history stays consistent (basically all of the requirements are met that the app states they go by when it comes to cash advances) and instead of rewarding that person with a little increase in their offer, it actually decreases instead?! I read another review and completely agree with the person…you pay a $4.99 per month subscription fee to get a $10 or $20 advance?? And yes I know there’s other ways on the app to earn more like games and other offers but what grown adult has time to sit around and do those things to make literally nothing? This app might be ok for a working teenager or very young adult but not worth an adults time. MANY better cash advance apps out there with a MUCH higher limit that won’t decrease your offers after you pay them over and over again on time. Will be canceling my subscription and uninstalling.
SageFairy
Rating: 1/5
I had paused my subscription. This has been such a great help to me since I did not get paid a month worth of work and I have a case with the labor commission. This has been something that’s been helping me get through.
I paused my subscription and told it wouldn’t be a big deal and wanted to come back today to borrow a few bucks to get me through until I get paid in a couple of days they made me reactivate my account and pay subscription fees, which is fine but I did it three times this morning and nothing has cleared so they’ve shaken me down for a subscription fees three times this morning after I contacted them and showed them screenshots. They really weren’t much interested in fixing the problem.
They told me to reactivate my subscription for which I did. They kept telling me to do it and I’ve done it three times now paying $15 and instead of $4.99 and nothing has changed in the app and they don’t seem to be too interested in fixing it. Terrible service predatory and awful
About True Finance: Cash Advance
Budget, Earn Money and Instant Cash Advance Up to $100*
True Finance is your all-in-one app for budgeting, earning, and cash advances — helping you manage money in one place. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.
SMART BUDGETING TOOL
Get a clear, accurate view of your spending with one of the most reliable budgeting tools available.
Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes.
Simple Dashboard: All spending organized in one place and updated instantly.
Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).
CASH ADVANCES
Access up to $100 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.
CREDIT SCORE MONITORING
View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early.
INSTANT PROCESSING
Instant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify.
EARN TAB
Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month.
MARKETPLACE OFFERS
Explore personal loans, credit cards, and insurance from trusted partners — all in one app.
ABOUT TRUE FINANCE
Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.
True Finance is not affiliated with other loan, money, or budgeting apps including Vola, Empower, MoneyLion, Dave, Cleo, Albert, Brigit, Chime, Klover, Current, SoFi, Varo, PayActiv, Branch, and others.
Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $4.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$100, with an average of $40 as of Aug 2025.
True Finance is your all-in-one app for budgeting, earning, and cash advances — helping you manage money in one place. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.
SMART BUDGETING TOOL
Get a clear, accurate view of your spending with one of the most reliable budgeting tools available.
Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes.
Simple Dashboard: All spending organized in one place and updated instantly.
Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).
CASH ADVANCES
Access up to $100 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.
CREDIT SCORE MONITORING
View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early.
INSTANT PROCESSING
Instant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify.
EARN TAB
Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month.
MARKETPLACE OFFERS
Explore personal loans, credit cards, and insurance from trusted partners — all in one app.
ABOUT TRUE FINANCE
Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.
True Finance is not affiliated with other loan, money, or budgeting apps including Vola, Empower, MoneyLion, Dave, Cleo, Albert, Brigit, Chime, Klover, Current, SoFi, Varo, PayActiv, Branch, and others.
Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $4.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$100, with an average of $40 as of Aug 2025.
File size: 94409728
Launched countries: US
Minimum OS version: 15.1
Release Date: 1671609600000
Published by True Finance LLC
Website url: http://jointrue.com/
Publisher country: US
Related Apps
Gerald - Cash Advance
4.3/5
19k reviews
Lenme: Investing and Borrowing
4.4/5
58k reviews
Grid Money
4.6/5
25k reviews
Money App - Cash Advance
4.6/5
18k reviews
ATM Cash Advance・Instant Money
4.5/5
8k reviews
VANSi - Cash Advance
4.7/5
16k reviews
OneBlinc
4.8/5
8k reviews
ImmediatePay
4.9/5
6k reviews
Cashably: Instant Cash Advance
4.9/5
4k reviews
Get Paid Early: Instant Cash
4.4/5
4k reviews