Arro: Build & Grow Credit

I don’t like that you changed your rules on me in the middle of the game! Cause I was doing so well, you decided to put a cap on that. I’ve never even came close to my limit and have not missed any payments at all…you have decided to limit me, I decided to limit when and why I use your card. It’s now my emergency card and not my everyday card. Since you limited me you see I have not been using your card…looks like you have to wait for an emergency. Whether you know it or not, that’s not gonna make you money off my card. Don’t get it. We were working together and everything was just fine until you limited me without a reason… I used the card regularly now not so much. CANT ALLOW YOU TO GROW OFF ME, since you cut me off cause I was doing well but following and adjusting payments to achieve different goals. Working with you and your challenges. I believe I have never missed or I believe I have not missed any payments. Since I had the card I’ve been working on GROW and making goals and achievements. For some reason you’re just screwing with my trust and responsibility. Need to check my credit report so you can see that I have cards with much higher limits. If I was gonna have problems it sure wouldn’t be with your card. Loved it until you pulled the rug out from me.

I almost never write app reviews, but I had to take the time to write this one because of how incredible this company is. I’m in the process of rebuilding my credit and the instant approval with NO hard credit check and NO deposit was a game changer. I wasn’t looking for an instant approval—no deposit card so that I could have more money to spend; it truly was to build my credit and there were no options out there like this. And I LOVE that the only way to increase your limit is by *learning* about responsible credit usage. As far as the app goes, the UI is simple, refreshing, easy to use, and aesthetically pleasing. I almost never encounter bugs to the point that when an update comes out for bug fixes I’m left wondering what the issues were lol. Overall, this 5-star review is for both the app AND ArroFi as a company. 🙏🏻🤍

1. Yes they perform a hard inquiry 2. Yes they take, keep and use personal information 3. The app works as if it were developed by a high school technology class 4. The bank backing the company is at best barely a bank. The bank has a less than good rating 5. They absolutely do not report any good things about your payments 6. They will double down on negative impacts to your credit People please research this company before trying them. I will gladly publicly apologize and take this review down, as I am writing this review—I have received emails about the new inquiry on my credit. Guess who from!!! Finally, the Support team will lie and blame you or anyone but themselves for anything negative. Like my good ol’ Pappy used to say if it too good to be true—it is not true. It is sad because I was in awe that someone would try to help the downtrodden and pick them up when they are down but these cats only want you to stay down very sad day for America!!! A hard inquiry was performed! I sent the documents and was told again I was wrong so it is out of my hands. I am completely done dealing with you guys. You hurt my credit and then lied about the issue. Mistakes happen but when you try to hide it you lose my respect. I will not reach out and if you want to talk to me you have my information.