Snap Finance

Don’t use this company, they double charge you, they start off with oh it says insufficient funds then hit you with it again then try saying it doesn’t cover your next payment. Doesn’t take off from the remaining amount owed either. Garbage company don’t do it, go to Les Schwab they only do 3% interest vs 500% with snap finance

If you don’t plan on paying the merchandise amount within the 90 days they offer, don’t even bother working with them. About a year ago I went to a furniture store and was told about snap finance and ended up applying and getting approved. I was happy and excited I got approved but it’s been a year now and I just got done paying them with the buy out option I choose, keep in mind the merchandise I got was around 5k and I ended up paying around 8-9k due to interest and I was giving two payments a month of 293 which was outrageous. I payed them on dec 20,2025 and was told I paid them everything and I was done, but today I check my bank account and seen I was still charged a payment of 293. Which I truly don’t understand why I’m being charged another payment if I have already payed them off which I did the buy out option. I will never consider snap finance ever again. It’s so sad they do this.

Always set up you weekly payments in the amount that will pay off your loan in 90 days. That way it takes the worry out of the process and you know your loan will be paid off on time. And if for any reason you miss a weekly payment just call in and make the payment over the phone that way you will be back on track to be paid off in the 100 days.