Acima: Lease Now & Buy Later

I’ve had to use this app a few times and all the times I’ve used this app I haven’t had a good experience. Yeah sure I could be on the phone with customer service every time I run into a problem but honestly I shouldn’t have to, it should be user friendly. And not to mention their customer service doesn’t resolve anything. For example it keeps telling me I have a past due balance but I’ve paid it and went through on my end so not sure why it keeps saying that. Also it shouldn’t take 3-10 business days to go through especially if it already went through on my end. I’ve tried moving around stuff and calling and still nothing. Also it doesn’t take into account if your paycheck doesn’t go through to your bank right away. It automatically says past due and to call them. All in all, I wouldn’t recommend this app to anyone as it doesn’t do anything. Please try other services to finance before using this. Yeah not the best. ALSO NOT TO MENTION THEY RAISE CRAZY TAXES ON YOUR PAYMENTS SO BE AWARE!! Yeah def not an app we should be using.

Do not use Acima. You will end up paying 4 times the original amount of the item This is a very predatory company and the interest rate is higher that any other way of credit probably like 250 to 400 percent interest. They reached out to me so see why my review was so bad I reached out to them explaining that the agent on the phone with my first lease told me 90 day pay off option is the cash price of the product bought plus $50 which turned out to be a very big lie. I was going to pay off a lease today I opened a few weeks ago and noticed I was going to be charged a little over $300 in fees for an $800 lease when I tried to explain this on the phone the lady got aggressive with me and tried to keep me from speaking until I got aggravated and got loud with her. I am going to contact an attorney today because I was lied to by an Acima agent which the basis of me using Acima was because of the lies the original agent I contacted told me. DO NOT USE ACIMA you will regret it the entire time you do business with them. I had a $1750 lease last year that charged me $100 in fees I liked over everything today and found this now they are charging $300 over for an $800 lease. They keep sending me an email saying reach out to them then they are very rude to me on the phone and try to be intimidating I’m going to get a lawyer involved

I guess people don’t know how to do their own research anymore and are just mindlessly applying for lease-to-owns nowadays. Reading these reviews has truly stunned me to my pearls, because y’all are mad that this is a lease to own program and you didn’t take the time to educate yourself on how this service works? Y’all are crazy, Acima, just like Progressive, Snap, and other LEASE-TO-OWN programs works amazing at facilitating your payments as well as giving you 90 days option to pay it off with no lease to own cost. Educate yourselves before bad mouthing on this company who provides a great flexible service for people. Shame on y’all for your ignorance, it’s not Acima’s fault that y’all didn’t read the fine print or ask more questions when applying and signing your lease to own agreement.