Ava: Build Credit Fast

I’m new to Ava just downloaded there app but to be honest I think if I decide to get a card through them it will help my credit I love how they explain everything to you and there not like all these other apps ask for a huge portion before you can even get a card to build credit that’s amazing to me I do believe I’ll give Ava a. Chance and after I do I’ll come write another review and update you on how my credit has improved I’m so glad I came across this app it’s exactly the kind I been looking for just wish I knew about Ava sooner and I wouldn’t had to sighn up for a lot of cards that promised me approval then lied so it hurt my credit slot applying for those cards and getting denied but I have to say I’m the type of person that pays her bills on time my bills come before anything else my credit score is very important to me and I did once have a score of 638 until I started applying for fake cards false info given to me and no one told me applying for cards hurt your credit so it went down to 543 now I have gotten it back to 601 because I pay my payment on anything I have when it’s due and now that I found this app Ava read a couple people reviews o think I may give it a chance it seems like the real deal a app that really ares about people and actually gives them a chance to get a card with a decent amount of credit and pay back in monthly installments to make your credit but what I’m most amazed about with Ava they actually keep there word from what I can tell they actually give those people a chance to get a card with a credit limit and make monthly payment to make your credit even better so thank god I came across this I’ll be back for another review once I decide to go with Ava witch i probably will now that I know they are a legit company that cares about people

Been using Ava for over a year. There's some flaws that prevent me from fully benefiting from all it has to offer. First, no matter how many times I try, Ava will not "find" my rent or utilities payments from my linked bank account. That means I'm not getting credit via this tradeline for making those payments. Other tradeline services have found and give me credit for those payments with no problem. Also, I wanted to add another merchant to my account (I currently only have one). I was instructed that in order to add a new one, I needed to delete the current one and re-add it with a lower spending limit. I didn't know I had a merchant spending limit. The limit for that merchant was set as twice the cost of the subscription. I tried to delete the merchant and it told me I couldn't delete it because there was a transaction from the merchant in the last 30 days and to wait until there hadn't been a transaction within 30 days (it's on auto-pay). Ummmmm, most billing cycles are 30 days! So, if I'm being, you know, responsible, wouldn't it stand to reason that there would always be a transaction every 30 days?! Just not smart. I think there's some kinks to work out. These are just a few things I've been less than satisfied with. I'm not sure how much longer I will be using Ava.

This actually builds your credit, and for $36 a year or $3 a month you are able to not only to pay off your Apple subscriptions, your other bills, but you are also able to put money into the builder account to be able to create savings. This is a no brainer and unfortunately some haters here want to shut down this awesome concept. What I’m trying to wrap my head around is why are these 12 year olds trying to make this app look very deceptive and untrustworthy. I’ve had this app since May, and other than one day during the summer this app didn’t want to open I have had zero issues with them and have made 7 on time payments with Ava so far and put $105 towards saving. So ladies and gents, get your act together and acknowledge that this company is run by a former credit karma employees, the structure is still in its early stages, so just be patient and stop being so stubborn because you couldn’t get customer service to contact you the same day or you got over charged. Thank you Ava, for giving me the opportunity to build my credit with you and allowing me to save. You have my respect but please make the app less prone to crashes, it can still happen frequently. Cheers!