Atlas - Rewards Credit Card

In the beginning, no I did not understand how this card operated. It took me a lot of questions and talking to other people who happen to own one and their responses have all been the same. The credit card is actually helpful when you are in a bind, but when it comes to actually fixing the credit or helping the credit, no it has no effect the number that it gives you for your credit score is not actually the number that is on your actual credit report reports the number that Atlas gives is completely different from what Experian TransUnion or Equifax has which is quite depressing and discouraging you go through all these steps to try and get your credit score raised but an actuality it does nothing for the credit score and this is what everyone says all the way across the board they go into your account daily and they take money out to add it to your account so if you spend something on their card, they go into your account and they replace it kind of like what an actual Real credit card would do you would make purchases on the credit card and then at the time of the due date for the payment it will charge you for those transactions. The real credit cards actually help with your credit report this card doesn’t it says it does but it does not well with all of that being said, and after speaking to the other individuals, I feel OK that things are secure and I feel OK that it gives me hope as far as in when I do get a real credit card, this would be how I would do things

I’ve only had Atlas for about a week now and so far they have been pretty good. They have a lot of benefits and one of the benefits I love is that they can help build my credit faster. I’m just a little nervous about setting up direct deposit with my paychecks, but I will deposit money as time goes. The best part about the depositing money is it increases your credit limit, so for example, if you deposit $500, then you have $500 credit limit. To me that’s like saying you got control over your credit limit basically. Also I love the fact I only have to spend about $90 once a year for the credit card which is a good thing and more affordable. I also love the fact that they work with you on your financials and they make payments affordable no matter what. I can see myself with them for the rest of my life. I’m actually gonna recommend my husband getting them too. Plus, Atlas gives you $5 dollars for every person you recommend their app to and if that person signs up you get that $5 dollars in your acct. You can get up until $100 worth of recommendations. Atlas is truly worth everything. Oh and one last thing, their customer experience is outstanding. They respond to you within the same day you asked a question they don’t let you wait another day or another hour they respond to you right away and they text you through your cell phone, which is a lot faster, easier & convenient, I think. Way to go Atlas!

I have been trying to rebuild my credit from stupid decisions when I was 18 and ruined my credit. I have had a hard time finding any credit card company to approve me and then when I was approved it was loops and bounds just to be able to use my card. There were crazy fees and even crazier interest rates! But then one day scrolling on Facebook I stumbled upon Atlas, and boy was I happy that I did. I have been in love with this company ever since. The application process was so easy and quick, they gave me a decision right there in the spot. No waiting around for an email or a letter in the mail. The fee to open and use the account was $8.99 not $100 or more like most other credit card companies. I paid that and was able to use the card right away. It tracks and shows your current credit score right in the app so if your like me trying to work on your credit score you can go into the app whenever you want and see where your numbers are at. This has been one of the best decisions I have made! Thank you so much Atlas for giving customers like me a second chance at a credit card as well as helping us build our credit back up! At 18 I didn’t realize how important it was to have a credit score that was somewhat decent. Now 12 years later, with 2 kids I have realized how important it is to have a good credit score and it’s time I work on it. Atlas has been a saving grace in helping me accomplish just that!