Ramsey Network

I started listening to Dave’s podcast in 2013. I’ve listened to literally thousands of episodes to stay on track and be encouraged to pay attention to our finances and get out of debt. Between a house and a car, we’ve payed off over $250,000 in debt following Dave’s advice. We followed the baby steps and began investing once the car was paid off and now have over a half million in retirement savings. A few months ago we became baby-step millionaires and next month we are writing a check to pay off the house. We’ve begun college savings for our kids and will have a healthy sum to help them in their higher educational endeavors. Recently our ELP asked me what I thought about retiring early… I hadn’t even considered it. We’ve been so nose down grinding out the baby steps, I hadn’t realized how effective the plan has been in preparing us for doing the things we want to do as opposed to things we have to do. Because we sacrificed early on when we didn’t make as much annually, we view our recent increases in income as a blessing that allows for more ability to live and give like no one else. Thanks Dave and the team for all you do to present a proven plan for wisdom around finances!

Dave is the person everyone should listen to, pay attention to, learn from, and repeat. Listen-Pay Attention-Learn-Repeat. I have been tuned-in to the Dave Ramsey show since (about) 2008. Since he and I are the same age, we grew up in the same time frame, in similar locations, and we understand similar characteristics in humans: Most of them can’t manage their lives because they’re hanging from the top tiers of debt, because they don’t understand how much evil is associated with high interest, impulse spending, and a lack of self-control. Dave helps people get their feet back on the ground and their finances back to a highly respectable and livable level, with simple, step-by-step actions that will build savings, pay off debt, build more savings, pay-off more debt, and live like no one else. His plans are simple to follow, and the benefits are noticed almost immediately. Whether you’re over your head in debt, have money you don’t know what to do with, or even an issue with “hitting curve balls,” Dave has a plan for you. Go inline and find his books. Order them, read, understand them, and apply his Baby Step program to your life, and you’ll change your world. Listen to his (Podcasts) shows, and decide for yourself. But remember, you got yourself into your financial hole, and Dave is the Rope. He won’t give you a fish, but he’ll teach you HOW to fish. Then you’ll have a tackle box full of useful tools, for teaching the next generation. The ONLY thing you have to lose from listening to Dave Ramsey is DEBT

The show is phenomenal and for a free app, it’s fantastic. If they wished to improve it to the maximum user-friendly version (IMO), there’s two main issues to address... actually there is one, the second one would probably not be an issue if they fixed the first one. For me, I want to listen to as much as possible, so I scroll to the very bottom and listen from the bottom up towards the current live stuff so I can hear the old stuff first before it deletes off the app memory.. but the auto play only plays downward to the next episode (before it in date order)... so I either have to chose a few episodes up from the bottom and try to play them down or stop after each daily episode and go to the next day... Reversing that option would allow people to listen from oldest to newest (so they can catch episodes before they disappear off the app) and not have the pain of playing around with the day they’re on (or left off on). The other issue would be that the app keeps rolling into episodes previously heard without a prompt (so when I do the method described above, often times I’m hearing repeating things until I catch it and have to go in and select a new set of days to count down from). Hope this helps make a great product even better, thank you for what you all do! 💚