MoneyCoach: Budget Planner

So I enjoy the layout. This is essentially a glorified app version excel budget sheet. It’s all manual except the repeating exp/inc that happens. Transactions and all the other jazz so not bad. Def will get you in the habit of tracking funded better especially with a. Manual process. The only thing bothers me is the transactions. 1st when I’m setting up future exp and income(ex: biannual salary) while there is no way to specify my income only in months I use the real wing income to have a repeating flow on my income on the 15/30th but when I look at my transactions I see all that info. IMO- each transactions that is future dated should not show until that that date has arrived. I understand the dates are there it just all looks like a jumble of transactions oppose to day by day transactions. Cause I’m that case with all my autopay there a lot of repeating so the 1st of the month there like 20 transactions showing before they even happen. Plus showing me what is currently in my account not any future income… keep everything as current as possible and don’t confuse or over indulge the screen with future dates items until those days arrive

I like the app. The functionality is being built inside this app are extremely useful but it will take time to get used to using the app. I am a college student, I spend over four hours trying to navigate through the app and build your own personalize system to keep track of your spending or setting up your goal to pay college debt. I highly recommend using the tutorial to guide on building a personal system of your own to explore. I know this app is still currently work in progress. A few things I like to see on upcoming update are the Categories and the iCloud sync. The general in the category for the expense and income always seem to update itself and I am unable to delete it. (OCD about organization) iCloud sync function. I believe I am doing correctly but currently it doesn’t seem to sync through out my apple ecosystem device. I always have to update manually in each device to “sync”.

If ever this app added bank sync it would be a top tier standard. As it is now it feels more like debit & credit, an app I used in college & about a year after graduating. It does train you to a certain mindset about expenses, but it’s easy to get behind in keeping track when all the entry is by hand. For an app that charges a $30/year sub I was surprised by the lack of web access bank connection. It’s effectively charging the cost of an app with actual AI built in (eg ability to set filters and predictive category assignment etc) but expecting the user to do all the data logging footwork. I suppose it appeals to those without 3+ years of records to import, but given all entries seemingly need to be individually edited it’s not ideal for those not starting from square one. Definitely love the concept, really really wanted to love it. Was ready to drop the $75/lifetime until I spent about 6 hours trying to fumble through all the data entry. Then realized I was working too hard to make an app work the way I wanted it to, which never works out in the long run. Will keep my eye on it, definitely a promising developer team and concept.