Newtek Mobile Banking

The deposit transfers take over a week which in this day and age seems kind of crazy. Bread savings offers slightly lower rates but quicker transferred times so I will be moving my funds there. Gave it a try but not for me. If you're somebody who wants to wait and doesn't mind the long transfer times then this might be for you

When you download the app, you have to agree to a 30 page PDF, full of terms and agreements in order to use the app. There is no way to save or email yourself these terms. 30 full pages of terms and agreements just in order to open an app is insane to have to read initially and agree to with no option to save. For this reason this app gets a one star.

The bank quickly responds questions. The app and website are user friendly. I love it!