ENBD X

Hi, Before the last update, when I made the process of transferring a sum of money to my bank account in a local bank after nine o’clock in the evening, the process was completed successfully within a period not exceeding five minutes, but now, unfortunately, the procedures are completed in the same period of time, but unfortunately the amount does not reach The bank account to which the transfer is made before the beginning of the next working day. Therefore, I can say and confirm that the money transfer service after the end of official working hours does not work and is useless. So what is the benefit of making a money transfer when the amount does not reach the second account until the next day?

Couldn’t do it online and was not able to transfer my funds! Then I had a shock of my life! In December 2023 I was at the bank branch and I already had my account changed to non residential and they confirmed all is good. Beginning March, the bank closed my account because of KYC which I couldn’t download online because I don’t have ID as I don’t reside in Dubai anymore. I tried corresponding online and by phone but no luck. I sent my documents by email as I couldn’t download it to the app online and after one week they confirmed all is well. But no news about my money! I was out of my funds till I travelled to Dubai and went to the branch where I opened my account initially. There they told me there was a bank draft issued in my name! What if I couldn’t come physically to the bank??? What if I didn’t have money as I was out of my funds for 3 months!!!??? I was a banker myself for 20 years and have accounts in other several banks and unfortunately this bank has shown me it is the worst bank anyone can deal with!! And phone customer services were absolutely useless!!!!!

I am extremely dissatisfied with this application and would rate it below zero if such a rating were possible. The user interface is exceptionally challenging to navigate, resulting in confusion and frustration. The lack of clear indications regarding account locations further compounds the difficulties. Moreover, the limited options provided by the application add to the overall frustration. I have also encountered issues where certain accounts are not visible during the transfer process. Comparatively, the previous version of the application was significantly better. Due to the shortcomings of this current version, I have contemplated changing banks. However, attempting to revert to the old application has proven futile as I receive a message stating that I cannot download it because I have already installed the new version. This restriction feels like a punishment, and I cannot comprehend the reasoning behind the modifications or support provided by the IT team for this aggravating "Application xNbad." Unless improvements are made or the previous version is reinstated, it appears as though the bank may inadvertently drive customers away in search of a more cooperative institution with better IT services.