X1 Card

This card is the absolute package. This is what the Apple Card should of been. The application process was easiest and fastest credit card application process. My bank wouldn’t link to the app so I have to email copies of bank statement and i thought i would have to wait a week - nope! Less then 24 later i got an email for approval, just had to confirm my address for the card and done. The app is a little getting use to but it’s designed around the digital world. THERE IS NO website access or iPad access. It is STRICTLY iPhone app access. My favorite is the brand partnership, i use about 90% of the companies for the points to earn and if i shop somewhere that isn’t you can boost your purchases for limited time. Once you figure it and use the card right, you can earn A LOT of points. This will DEFINITELY compete with my AMEX. Be carful and monitor your spending, don’t get out of control. My limit is more than 10K… They will approve you for thousands, they do they to help utilization. Look it up!

I had been in the waiting list for months and was overly excited when my invitation arrived. I went through the application process and was most excited about the no hard pull of your credit. I was a little skeptical about giving access to my bank account but thought since there was no hard pull I would make an exception. So to my shock when I’m the next day I get an alert from Experian saying X1 had pulled my credit! This is exactly what o didn’t want, another credit card inquiry on my credit report. To say I was heated is an understatement. I went online and found reviews of people saying this had happened to them and they also read and were under the impression that this card was only a soft pull. I wish they would be more transparent and say that they also pull you credit after you are approved. I still would have applied but probably would have waited until another time when I hadn’t just had my credit pulled for something else…

To whom this concerns . Hello , Let me startBy saying I am completely overwhelmed with excitement about the X one card. This card will most definitely be one of the most sought out credit cards starting this year 2022. I 100% I am more than certain that this company is going to be revolutionizing the ability for a lot of people that cannot normally qualify for a higher limit credit card, this is going to be such a huge change in their life. I also feel that like myself I appreciate several different areas of this card with number one being that you can have three different choices of setting up a virtual card I have never seen that before with any other credit card this is excellent. This is currently one of my highest credit limit cards that I currently hold in my wallet, so that naturally raise the value of this card for me. I look forward to doing business using this card I would like to see a business credit card in the future that could be evolved so people like myself that have a business we would be able to profit even more from a business side with using this card. I am very optimistic for the future with the getting a higher credit limit utilizing the cash back from all of my use in purchases with this card. Another thing that I’m very sure of is that X1 it’s going to get probably the best reviews out there of any other credit card offered to anybody today. And lastly I would just like to say thank you very much for the opportunity for me to utilize this card on a daily basis I 100% look forward to using this as my number one card