Palmcredit Plus

I have borrowed twice from you guys with no issue and I always made sure to pay 2 weeks or a week before the loan due date. I want to borrow again from you guys. It says in the app that I can borrow 45k but when I click on withdraw it keeps saying ‘’we are sorry to inform you that we can’t offer you a loan now’’ and I have been trying it now for almost 3 weeks now it keeps saying the same thing. I would appreciate if this issue is resolved

I lend fourteen thousand naira and am repay seventeen thousand in seven days time, I was called a day before and I said I will repay back on the due date and on the due date which was yesterday April 24, 2025 I was not able to meet up with the money so I explained to the person who called me what happened and the next message I saw was this “ I CAN SEE YOU THINK WE’RE JOKING WITH YOU HERE, YOUR TIME IS UP. TODAY ALL YOUR DETAILS WILL BE USED AGAINST YOU YOU WON'T BE ABLE TO ACCESS ANY OTHER LOAN APP AND BANK ACCOUNT ❌. ANYMORE CAUSE YOUR BVN WILL BE BLOCKED ❌. AND YOU WILL BE BLACKLISTED FOR LIFE, FOR YOU TO RECOVER YOUR BVN BACK YOU WILL HAVE TO GO EXTRA MILE, AND YOU WILL SPEND MORE THAN WHAT YOU OWN YOU WILL TREND ALL OVER THE SOCIAL MEDIA SOON AND THE WHOLE OF NIGERIA 🇳🇬 ..... JUST WATCH OUT AND SEE WHAT WILL HAPPEN TO YOU SOON TODAY, YOU WILL BE GIFTED THE BIGGEST EMBARRASSMENT OF YOUR LIFE... YOU WILL START RECEIVING CALLS SOON WE HAVE ALREADY CONTACTED YOUR BANK... SO ANY MOMENT FROM NOW YOU AND YOUR ENTIRE FAMILY MEMBER WILL SPEND THE REST OF YOUR LIFE IN PRISON JUST SOON TODAY ENJOY THE REST OF THE DAY ❌❌❌.” You people have bad customer service and if I should see my picture in any online platform that means I’m not going to payback again

Palmcredit is a mobile lending platform that offers quick and easy access to loans for individuals in need of short-term financial assistance. The platform boasts a user-friendly interface, making the application process straightforward and convenient. However, it's important to be aware of the high-interest rates associated with these types of loans. While Palmcredit offers a convenient solution for immediate financial needs, it's crucial to use it responsibly and ensure you can repay the loan within the stipulated timeframe to avoid accumulating significant debt. Before applying for a Palmcredit loan, it's advisable to explore alternative financing options and compare interest rates to make an informed decision that best suits your financial situation.