Loan Calculator - Debt Planner

I love this app and refer to it with all of our financial decisions, as I sit at banks, at dealerships, etc. I use it to negotiate deals and depend 100% on it. But, I just can’t seem to find a way to report an app issue so I have to leave it in this review. Here it is: I filled in all fields of a loan and even the extra payment field but when I click on Schedule, it does not calculate to include the extra payment amount. It doesn’t tell me why either.

The developer really wants to show you ads, above anything else, he/she needs you to see ads! I’ve never really seen an app so poorly designed so that you can’t even evaluate of this can be helpful or worth buying. The app needs to do what it says it will do first and foremost! This app doesn’t do that- it starts with a message about enabling app tracking (don’t do that), followed by immediately showing ads and then more ads. They also don’t give you enough information on the paid updates to make a decision. Great advertisement delivery method, poor calculator.

It is great for a couple reasons. First, it is always good to be able to have an idea of how much you need to borrow, what the monthly payments would be, and how it changes based on varying the down payment amount. But I also really like the “extra” payment option to show you just how much you can save by making an additional payment, no matter how small. Thanks for creating it!