Vallant Bank

It’s quite often that when I open the app it either doesn’t work or when I type my credentials in, it says it can’t verify my credentials. I swipe out the app and reopen it and it works fine the second time. It’s a minor inconvenience but it’s quite annoying. I also wish it had a notification feature for when my account gets overdrawn. I have my account set to reject payments that would overdraft my account but for some reason autopay payments still go through. So it would be nice to know when it’s overdrawn to be able to bring my account into the positive instead of being charged the overdraft fee out of the blue.

Has a lot of menus but doesn’t have much actual functionality. No widget to see my balance on home screen. No dark mode icon so it sticks out. Icon is ugly out right and isn’t modern. The app’s servers seem to be down at random times, so I can’t even see my balance. Notifications are hit or miss. Sometimes I get them about my purchases, sometimes I don’t. The bank doesn’t seem to know what some purchases are, so they just show up as acronyms or letters and numbers. The bank also doesn’t play very well with budgeting apps. It’s just flat out basic banking, which is okay if you’re an older person I guess.

I save time and money by no longer having to drive to the bank to deposit my pay check each week or when I receive a check from a customer of my new start up company. Only complaint I have is sometimes the app freezes and will not allow me to log in to my account. Even though my password is enter automatically by facial recognition on my iPhone X. This happens quite often. I would say about 20% of the time I use it.