JIM: Tap to Pay & Payment Link

I initially downloaded and set up an account with this platform about two weeks ago, searching for a reliable, barebones, all in one payment processing platform with just the essentials; I had to undergo a review, which is totally understandable and an absolutely necessity for the longevity of this platform, but in the moment was slightly turned off, as illogical as that may be. Upon revisiting Jim post review (it only took them 24 hours btw, they were very quick and communicative), I have been blown away. Sure, it doesn’t have all the flashy bells and whistles, but I would contend the flashiest and most seductive aspect of this platform is the versatility in its simplicity. Will take most any tap to pay payment, completely seamlessly with real time execution, and you legitimately have access to the funds immediately. No BS, and no arguably useless frills. These guys are great and deserve credit where credit is rightfully due, in a world of PayPal (absolutely horse feces nowadays sadly), and Square (Peter Thiel progeny).

Feels extremely sketchy to me that there is no way you can transfer money to another account or pull cash from an ATM. If you’re comfortable with them locking every penny away within the app only allowing you Purchase things where Apple Pay is accepted then the app is pretty great. Apple Pay or tap to pay whatever you wanna call it isn’t available everywhere and it’s extremely Limiting with what you can do with your hard earned money. Not to mention there’s tons of websites that just won’t let you pay with a virtual card. If they issue a physical debit card where you could pull out cash then I’d give it 5 stars but until then I will only be using the app when I have no other option for accepting payment because feels like there’s some shady sketchy stuff going on here….

So, I input all my credentials to create my account, and after I completed in putting all my credentials, I was immediately denied access. I went to the chat today, Monday, April 28, 2025, and asked why I was denied. I didn’t receive a response. The chat bot said I would receive a response after a few minutes. And it never happened. I even deleted the app after 30 minutes of not receiving a response. Then I downloaded the app again and went right back to the chat and ask a question again, and still no response. My previous questions were still there and not deleted. Therefore I think this app is a scam. Also, the fact that you can only sign up using your Apple ID , you can’t even choose your own email to sign up, yet it’s supposed to be a business account. I was wanting to use my business email, but I’m not able to do so. This is a huge issue that no one even responded back to me. Another thing is that there’s no phone number for this business, no Customer Service number or anything. The only way to contact someone is through a chat and you can’t even get through to anybody. I do not recommend downloading this app at all. I knew it sounded too good to be true usually when something seems too good to be true, it most likely is. WARNING!!! Don’t fall for the OKIE DOKE!