App Profile: Gerald - Cash Advance
Android / Games / Puzzles
Gerald - Cash Advance
Installs:
Rating:
4.29
Total Reviews:
20.89k
Top Countries:
US
< $5k
/mo
70k
/mo
Reviews: What People Think About Gerald - Cash Advance
kenz2333
Rating: 4/5
After I thought that I have downloaded all of the payday loan, or cash advance apps. I found this one which I never heard of. The first time I used it was pretty simple but then overtime it kind of got frustrating and every time I needed to request access I had to contact support. The downside of this is that everything is linked to a bank account and not a card so the processing time for you to have access to the money you sometimes have to wait. I also do not like the process to pay back the funds. It’s also linked through a bank account and it’s not instant. It also says you can link up an account through Venmo or cash app or PayPal, but it doesn’t really make sense when you can only see the routing and account number from the Gerald side. I think a recommendation for this app would be an instant transfer and more use of debit cards.
Real opinionated
Rating: 1/5
So starting off getting the app and getting started is no big deal however what they have you do is you have to buy something from within their store using the advance that they give you and then the remaining amount that you were left with is what you get to cash out but what they do to trick you is they don’t let you put your card on there And even if you do get your card on there, they don’t allow you to cash out they have you link your bank details and information personal things that ensure success meanwhile you are still unable to send money there also so being unable to add a card and then even if you did add a card, be unable to send the funds to your bank account that they have on file they do not get back to you when you try to reach them with support. It is just an AI bought and then also they still charge the full amount plus some interest when they go to repay the advance. And they don’t even use the advance that they gave you. They just take it out your account. This is one of the worst apps I’ve ever used and no, I’m not saying that because I only had a couple pennies and I used it. No, I’m saying that because I’ve been in situations to where life just happens, but to be used and tricked and played with from an app is just outrageous and hopefully no one makes that same mistake!!
Also they are having employees download and rate the app beware of fake reviews don’t believe me? Just read them!!
kenneyspace
Rating: 1/5
Got an email from their service saying approved for an advance (not a pre-approval but it actual approval with a specified dollar route down to the penny). The option to advance. It never showed up in my account even after purchasing their membership. It took their support three days to correct it so that it showed available by account. Even still, when I tried to use their instant feature that they advertised, it showed no options so I reached back out to support who informed me that it doesn’t work with all banks. I would maybe understand that if I used an obscure online or small local bank, but being that I use a large brick-and-mortar bank with over 1,100 branches spread across 11 states, I’d say that’s far from the case.
Further, their shady practice of asking me to rate my experience before I even got an answer much less a resolution that I can only assume was an attempt to mitigate me making this complaint now that everything‘s been finalized.
All in all I’ve tried a lot of these apps, and I have to say this would rates the lowest. You’re better off, going with their competitors. Dave, Bridget, Albert, Empower, Cleo, and Cash-App have all given me a far better experience in the past. At least they actually deliver what they promise and in a timely fashion. I tried this one because it was recommended to me and and gotta say I could not be more disappointed.
About Gerald - Cash Advance
Experience the power of smart shopping and instant financial flexibility. Use your approved advance to buy household essentials and everyday items from Gerald’s Cornerstore. With no credit checks, interest, or hidden fees—and the added benefit of a Free Cash Advance transfer—Gerald makes it easy to get what you need, exactly when you need it.
POPULAR FEATURES:
Buy Now, Pay Later with Advance
- Running low on cash? Use our Buy Now, Pay Later feature to shop a wide range of products from Gerald’s Cornerstore, whether it's everyday essentials, personal items, or even a mobile phone plan. A better alternative to traditional Buy Now Pay Later apps, it allows you to make important purchases without the burden of upfront costs.
Instant FREE Cash Advance Transfer
-Access a quick cash advance that you can transfer directly to your bank account, ideal for added flexibility and financial peace of mind. Get help when you need it—without interest rates, fees, credit checks, or subscriptions.
*CASH ADVANCE TRANSFER IS ONLY AVAILABLE TO CUSTOMERS WHO PURCHASE ITEMS USING A PORTION OF THEIR ADVANCE FROM GERALD’S CORNERSTORE AND MEET THE REQUIRED MINIMUM ADVANCE SPEND THRESHOLD. INSTANT TRANSFER IS ONLY SUPPORTED FOR ELIGIBLE BANKS.
Mobile Phone Plan Advance
- Choose your mobile plan and utilize Buy Now, Pay Later to get reliable service without the upfront costs. Users can keep their existing phone numbers. Gerald’s Cranberry Mobile is powered by T-Mobile.
Store Rewards
- Earn rewards to spend on Gerald's e-store, Cornerstore! Pay your advance on time and get a percentage back as a reward for future purchases. Best of all, store rewards don’t need to be paid back!
Play To Earn
- Turn free time into reward time! Play fun games, Collect points, and redeem them for Gerald’s Store Rewards to fund a future purchase.
WHY CHOOSE GERALD?
Gerald is on a mission to empower individuals and families by providing easy access to recurring and essential household products at affordable prices.
Join us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today.
LEGAL DISCLOSURE
Gerald does not offer loans. Gerald is NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned. Gerald's advance service comes with no minimum or maximum repayment time frame requirements.
(*) Get advances from $40 to $200 with no mandatory minimum or maximum repayment period, and absolutely no interest or APR (0% APR). For more information please see Gerald's terms and use: https://joingerald.com/legal/terms-of-use.
Gerald is not affiliated with loan apps, money apps, or any similar apps.
EXAMPLE SCENARIO
If you are approved for a $100 advance, you’ll be required to use a specific portion of that advance on our e-store (i.e. Cornerstore) or on a mobile plan (i.e. Cranberry Mobile). Once this threshold has been met, you can then transfer the remaining balance of the advance to your bank account with no fees attached. For example, if you’re provided with a $100 advance, you may need to allocate at least $50 of this advance towards purchases on Cornerstore or towards a mobile plan through Cranberry Mobile. After meeting this requirement, the remaining $50 can be transferred to your bank account hassle-free and with no fees. In this case, your repayment amount will be $100.
(**) Not all users will qualify. Subject to approval policies.
Website: https://joingerald.com
FOLLOW US:
LinkedIn: https://www.linkedin.com/company/joingerald
PRIVACY: https://joingerald.com/legal/privacy
TERMS OF SERVICE: https://joingerald.com/legal/terms-of-use
Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.
POPULAR FEATURES:
Buy Now, Pay Later with Advance
- Running low on cash? Use our Buy Now, Pay Later feature to shop a wide range of products from Gerald’s Cornerstore, whether it's everyday essentials, personal items, or even a mobile phone plan. A better alternative to traditional Buy Now Pay Later apps, it allows you to make important purchases without the burden of upfront costs.
Instant FREE Cash Advance Transfer
-Access a quick cash advance that you can transfer directly to your bank account, ideal for added flexibility and financial peace of mind. Get help when you need it—without interest rates, fees, credit checks, or subscriptions.
*CASH ADVANCE TRANSFER IS ONLY AVAILABLE TO CUSTOMERS WHO PURCHASE ITEMS USING A PORTION OF THEIR ADVANCE FROM GERALD’S CORNERSTORE AND MEET THE REQUIRED MINIMUM ADVANCE SPEND THRESHOLD. INSTANT TRANSFER IS ONLY SUPPORTED FOR ELIGIBLE BANKS.
Mobile Phone Plan Advance
- Choose your mobile plan and utilize Buy Now, Pay Later to get reliable service without the upfront costs. Users can keep their existing phone numbers. Gerald’s Cranberry Mobile is powered by T-Mobile.
Store Rewards
- Earn rewards to spend on Gerald's e-store, Cornerstore! Pay your advance on time and get a percentage back as a reward for future purchases. Best of all, store rewards don’t need to be paid back!
Play To Earn
- Turn free time into reward time! Play fun games, Collect points, and redeem them for Gerald’s Store Rewards to fund a future purchase.
WHY CHOOSE GERALD?
Gerald is on a mission to empower individuals and families by providing easy access to recurring and essential household products at affordable prices.
Join us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today.
LEGAL DISCLOSURE
Gerald does not offer loans. Gerald is NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned. Gerald's advance service comes with no minimum or maximum repayment time frame requirements.
(*) Get advances from $40 to $200 with no mandatory minimum or maximum repayment period, and absolutely no interest or APR (0% APR). For more information please see Gerald's terms and use: https://joingerald.com/legal/terms-of-use.
Gerald is not affiliated with loan apps, money apps, or any similar apps.
EXAMPLE SCENARIO
If you are approved for a $100 advance, you’ll be required to use a specific portion of that advance on our e-store (i.e. Cornerstore) or on a mobile plan (i.e. Cranberry Mobile). Once this threshold has been met, you can then transfer the remaining balance of the advance to your bank account with no fees attached. For example, if you’re provided with a $100 advance, you may need to allocate at least $50 of this advance towards purchases on Cornerstore or towards a mobile plan through Cranberry Mobile. After meeting this requirement, the remaining $50 can be transferred to your bank account hassle-free and with no fees. In this case, your repayment amount will be $100.
(**) Not all users will qualify. Subject to approval policies.
Website: https://joingerald.com
FOLLOW US:
LinkedIn: https://www.linkedin.com/company/joingerald
PRIVACY: https://joingerald.com/legal/privacy
TERMS OF SERVICE: https://joingerald.com/legal/terms-of-use
Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.
File size: 129442816
Launched countries: US
Minimum OS version: 15.1
Release Date: 1626073200000
Published by Gerald Technologies, Inc
Website url: https://joingerald.com
Publisher country: US
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