App Profile: NJM SafeDrive Go

Mia No-tu-ya

Rating: 4/5

I like the app, but there are a few things that could use some adjusting. I don’t typically use my phone when I’m driving, however if I’m doing gig work that could require me “using” the phone to accept work. Potholes and construction will cause you to move suddenly that you may or may not see until a split second to avoid damage to your car. Speed “limit”…ummm…I’m not sure how I feel about this one as I can respect the speed limit, especially in school zones, neighborhoods, and parking lots. However, I would think that well over 90% of people go even slightly above the EXACT speed limit. If the speed limit is 50 is there no grace for at least a 5 mph range? I understand it’s not called a speed range, but drivers around you get pretty t’d when you’re crawling trying not to go over the limit. Unless I’m going well over the speed limit can you dial down the sensitivity on some of these things you’re trying to monitor, please? I don’t get tickets nor have I had any accidents, thank GOD, but this app is a little nerve wracking.

CalH120

Rating: 4/5

As others have mentioned, it would be helpful to know what the criteria & guidelines are for each category in the ratings and what is needed for the discount on your policy. This app is a big improvement over their previous app. Distinguishing between drivers should be improved.

Trustmeonthis$$$$

Rating: 1/5

I highly suggest that you carefully reconsider before you agree to use this app. In my experience over the past year, the app is highly flawed. It is a huge headache to have to go in each time you are a passenger in a vehicle and make adjustments so that you do not receive scores based on being a passenger. Additionally, your premium is adjusted each year based on your scores. NJM frames it as “losing the discount” if your scores fall below a certain number, but provides no guidelines or information about what numbers are required to receive the discount. My son, who is a brand new driver, apparently did not achieve the required scores for the discount so my premium increased by 7%. The app has way too many flaws to have that significant of an impact on my payment. The numerous flaws, the lack of transparency on the part of NJM, and the draining on your phone battery are absolutely not worth it.