BHIM SBIPay

I am still trying to be loyal to SBI, but payment failures and crashes makes it hard to use the app. Please fix the connection error issue. It is embarrassing many times I have to switch to another UPI app to complete the purchase. Update Jun 2026: Still same problem exists. I always have to have a backup UPI payment. Why does it say I have to upgrade even though I have the latest version. When I click update, it just hangs.

The BHIM SBI Pay app feels severely outdated and poorly designed, especially on iOS. The developer seems to have completely overlooked the basics of user experience and modern mobile security practices. Here are a few major issues: 1. No SMS Autofill or Read Permission The app doesn’t use iOS’s secure OTP autofill feature. Instead, it forces users to manually copy OTPs from SMS — which is completely avoidable. It’s 2025, and most apps get this right. It’s baffling that a banking app lags behind in such a critical area. 2. Forced Minimization When trying to read an SMS or switch apps temporarily, the app either logs you out or restarts the session. This is a terrible user experience and makes tasks unnecessarily frustrating. 3. No Respect for iOS Ecosystem The app seems like it was developed with Android-first thinking, with no adaptation or respect for iOS-specific capabilities like secure SMS reading, Face ID integration, or proper multitasking support. The assumption that iOS lacks security features is just wrong — Apple has its own robust and secure methods that don’t require such clumsy workarounds. 4. Clunky Design and Navigation Compared to modern UPI apps like PhonePe or Google Pay, this app is sluggish, confusing, and filled with redundant steps.

I update app today but not able to open its stuck in open window loading for long time