Clearpay - Buy Now, Pay Later

I honestly don’t know what I would of done lately without Clearpay , I love that I can pay for items in 4 different payments making the cost so much easier for me , I love how easy it is to use and the fact I can use it everywhere now in so many different stores , I also love that you get heads up a few days before each payment so you can prepare and much show the funds are in your bank account, I haven’t used it yet in store but my son has and he said it’s just as easy and he tapped his phone and Clearpay did the rest , it’s interest free also so what have we got to lose ? It enables me to purchase clothes and other items for my household that I probably wouldn’t be able to purchase outright, I have had Clearpay now for a few years and I believe I have credit of over £2,000 the credit rises over time also , there is a penalty late fee tho if you don’t have funds in account when due , but like I said you get notifications a few days before so gives you plenty of time to get payment so you don’t have to pay £12 late payment fee ( I believe this fee can change depending on how big the original cost of credit spent ) but I honestly can’t fault them and I know I will continue to use this credit system to my advantage to enable me to buy items I desperately need but can’t afford the total all in one go .

This is literally one of the best things to ever come out. So you can split the price of something into 4, at no extra cost?!! What a genius idea! Since downloading this app I use it all the time. Within reason, I always keep a check on what I’ve ordered so I don’t have too many debits going out. But if you use this a few times a month, then it couldn’t be better! So I can always afford the things I’m buying outright but if I get the option to cut it into 4, it almost feels like I haven’t paid! And now, when I order something, rather than take the first quarter payment straight away, it takes it out two weeks after I order it! Unbelievable! So not only am I getting things without spending the full amount straight away.. the item will arrive before the first payment has even come out! Plus I can always add the fastest delivery on at the checkout so it comes next day because the delivery price is added onto the 4 payments so it splits the delivery price into 4.. meaning I may as well pay for the most expensive next day delivery, because it might add on an extra £3 to each quarter! This is one of the best payment splitting apps/company’s that I’ve used. Also it shows you how much you have available to split, so you can see what you have to use and what you have to pay back. It’s honestly brilliant. This app is a must!!

Great app wonderful company excellent customer service it’s so disappointing that I find more sites using the other alternative and this is not a option the payments are 4 they are smaller and are spaced out at 2 weeks to 30 days u can access ur total repayment so u don’t over spend and also a borrow limit I CAN NOT EVEN EXPRESS how they saved my mental sanity they are so understanding if in some cases u don’t have the funds but u are alerted by txt a week to a few days to make sure u have but it teaches you to get your finances in order Clearpay have products u could never afford is like that one item but they make it happen that Clearpay give u a chance and hope and a buffer as u don’t have the funds in one place to tell you to use a card not uploaded amazing (chef’s kiss )as just survived a horrible house fire and the loss of a majority of my beloved cosmetics and skincare and clothes and a year on I have managed to upgrade and start my most therapeutic outlet very soon after I could enjoy writing my blog and write about my skincare holy grails and make up holy grails as a person of mixed heritage and difficult skin color and undertones and texture when I was given the chance by clear pay to escape into my most loved therapeutic outlet I am eternally grateful to them and there integrity and just hope and a chance some times it’s not just about a foundation or face cream it goes deeper yes all they do is split payments but without them I could not have the best of both worlds and having to pick between daily living items to what is considered luxury or unnecessary to many,