BrightWay Credit Card Mobile

I’ve had many of Credit Cards from secure cards to so many credit cards that I have gotten rid of and grown and built my credit to pretty supreme of all of the secure cards and yearly fee cards. This is the last remaining card in my wallet this card reward you every six months with the credit limit increase or lower APR which will give you that option guaranteed without you having to ask them, which is beautiful for $65 a year. This card remains solid They do not have an option to graduate out of a yearly fee card, but they rewards are worth the $65. I also took a loan with them and was approved which is understandable from my perspective. I give these people that run this Card 10 out of 10 for quality Customer Care and bringing satisfaction to customers who stay on time with payments and just want to be successful recommend if you’re trying to rebuild your credit take this card run with it and do right you won’t regret it.

I’ve had the BrightWay MasterCard for about one year now. I’ve had no issues so far. After each six on-time payments, a reward is offered. The reward is a credit limit increase or a reduction in the APR. Having the card for about one year now, I’ve just “earned” this reward for the second time. The first time, I chose the credit limit increase. I was a little disappointed with this “reward” as the credit limit increase was literally $50. I won’t lie, I was a little offended and certainly disappointed. I try not to carry a balance from month to month as I’m not really interested in buying money unless it’s absolutely necessary. Therefore, the credit limit increase, albeit small, was still the better option over the APR reduction. I don’t remember how much of a decrease was offered but I’m sure it wasn’t substantial. I hope the “reward” offered this time will be a little more rewarding. Either way, this has been my only disappointing experience with OneMain Financial and since I’m not owed anything, it’s really a non-issue. Of course, I have this card to rebuild credit after going through my own hardships. That being the only reason I would agree to have any credit card with a low limit and an annual fee. That is the cost of credit repair and expected. Of the cards in such a category, BrightWay has been one that has proven to be trustworthy and easy to deal with. There’s been no surprises and no shady, underhanded attempt at trickery. Unfortunately, from what I’ve read as I research any card I may consider, the same cannot be said for several of the credit building or credit rebuilding card companies. After one more year of on-time payments, BrightWay will stop charging the annual fee. So, two years of the annual fee ($125 per year X 2 years = $250) is the cost to rebuild credit through OneMain Financial and I honestly believe that is fair and reasonable.

I love this card because it motivates you to reach small goals and rewards you for them. Everyone like to see progress and see incentive for it. The app is awesome because it’s a quick and easy way to lay and everything is right there for a quick and easy way to see where you are , make a payment and really be inspired to make payments on time manage your progress and empower yourself to budget and be responsible. It’s motivation and reward and somehow it just helps you want to stay on track. I have been more then pleased with the app it’s ease of use not over complicated. Keeping it simple and always encouraging which motivates you to be interactive and strive to achieve financial freedom and build your credit I am happy and more then pleased with my overall experience with this company and the app makes like so easy. Working toward a goal is fun. It’s a great card and a great app. I love this company and out of all the credit cards I have this is by far the one I stay on top of the most thank you for creating a way to look at my credit card in a different way.