Smart Banking

Overall nice and clean interface, but the corresponding speed of in-app clicks is slow and the wait time to enter the software is long. Wish it was easier to make money between personal accounts, and if it had a dark mode it would be even better.

A truly bilingual app with intuitive navigation that makes banking easy.

I actually think this is a fairly decent banking app and I’d probably give it 4 or 5 star rating, but the bank has a contest that gives a prize for the 10 most original comments about the app, and the contest requires the user to leave their full name and surname in the review to get the prize. I am an economist and I consider this a great example of a poorly designed incentive that will likely cause the opposite of their intended design, like this 1 star rating. If the terms of the contest about most the most original comments, then I should surely be a winner. However, my guess is that the decision about who they choose as the winners will be as a bad as the contest design and I won’t win, but this is my shot in the dark… Bill Appleman, PhD, MBA Professor of Economics