Ridgewood Savings Bank

This bank will help you in every way possible the people in the bank help you out with an exception of a few but this is why I love to go to a mom and pop bank. I’m there since I’m a young child. My mother made an account and I’ve been there ever since I love this bank and they do try to help you in every way possible You would have to be stupid not to go to this bank. It’s not like all the others. It is one in 1 million.

I love how effortless this app is to navigate. My daughter had to pay her college tuition and needed cash ASAP. I transferred money to her account in a few seconds from my cell phone and avoided a late fee from her college. I used bill pay and paid all my bills that were due for the month from my cell phone while on vacation- sitting by the pool. I set an alert and was shocked how instantaneous it was ; I made a cash withdrawal and as I was walking out of the bank, I received an alert informing me about the withdrawal. While on vacation, I used my debit card in a foreign country. I signed into my online banking using my cell phone and tracked my spending, in US dollars, as it was happening.

This app is okay for what it is. It's a small community bank so I'm not expecting over the top. However, if they want to appeal to a greater audience they should invest in making this app better; It's too slow and takes a while to load your information, some of its layouts just look outright tacky and they should invest in Zelle (since 99% of there competitors offer it). With that being said, I only signed up with this bank because they're offering $200 for opening a student checking account. Once I receive that payment I'm closing it right away, there is nothing special about this bank to keep doing business with them. Hopefully, sometime soon they will be bought out by a bigger bank to help them with there image.