PayMe by HSBC

Well done Hsbc you finally made a simple easy to use payment app - If in HK download use as very easy to pay friends and family (and get payments)

This app is (so far) works easily. I like how it can be used regardless of which bank you or your friends use. However, it should NOT be a form of social media. I do not think it is necessary for everybody to see who I am making payments to or receiving payments from. While I have MY privacy settings in place, some of my friends do not. It is annoying and I could care less about who my friend is paying or getting payments from. Please get rid of that; nobody needs to have their financial accounts out there for others to see. It is none of their business.

I really love this app. Great when you're with large groups at a restaurant or splitting a cab. It's also useful for paying rent or when traveling with friends. The new request function is very convenient as you no longer have to wait for people to pay you. Will continue using on a daily basis.