Moneon – Budget & Expenses

Envelope budgeting. Offline. Unlimited wallets. Missing TRANSFER option between “wallets” aka Accounts. Also missing the ability to VIEW ALL WALLET BALANCES at the same time. The interface doesn’t make it too bad to tap between wallets to view the balance, but its odd that its not an option already. 🙋🏽‍♀️QUESTION?? Do you have a Savings Goal tracker? Schedule a payment?

My wife and I were looking for an app that we can both use to keep track of our expenses as we are making them. We found that doing this helps us be much more mindful and intentional about spending money. We’d been trying half-heartedly to keep a budget for a while, and I think this is the tool that’s going to make it work for us. The app has simple and flexible budgeting tools. I tried just about every personal finance app out there (Simplifi, Wally, Buddy, YNAB, PocketGuard, TrueBill, etc etc…). I found that this app has the flexibility and features we need, without being too prescriptive or trying to automagically figure everything out for us. Caveat: we wanted to enter expenses manually as we are spending - because that step is what’s helpful for us to be mindful of money. We didn’t want the app to enter things automatically for us based on bank or card transactions (and then have to go back later to reconcile and fudge things). These are the features we appreciate: - Support for multiple currencies - Ability to share a budget and track expenses together - Flexible categorization - Easy data entry - Nice reports

We have big dreams and big goals to accomplish and we are realizing we need to trim some areas down. Best way is to track all of our spending entering all our receipts. So far I am loving this app.