CountAbout

Finally got fed up with the escalating price increase of Quicken and went looking for a more affordable option that still gives me transaction downloads. (And all of my years of Quicken data imported simply and cleanly.) CountAbout does that with full SaaS/cloud access via the web and a mobile app! You do give up traditional bank account reconciliation, but they have a helpful reconciliation summary in the upper right hand corner. Finally, it does NOT play nice with the Apple Card. I am continually having to "fix access", plus the transactions don't download even when it appears it is "fixed".

Over the years I’ve tried several personal finance softwares and either they don’t have the basic features such as auto importing transactions or it’s the other extreme of a bunch of features I won’t use but have to pay for anyways. CountAbout is perfect for me. I wanted a simple ‘checkbook’ ledger for all my accounts including credit cards. This is it. Also easily tracks my bills and budget and has option to auto log these in my choice of advance. Makes it easy to balance my accounts and know my balances today and in the future. Definitely recommend! The only bug I’ve noticed is that when I manually add a transaction and then it downloads transactions from bank, it doesn’t always match the two up so it may try to duplicate some so I just keep an eye on that.

Having been a long-time Quicken and Banktivity user, I had switched over to Mint for over a year and got tired of the ads and breaking the connection with Amex with two-factor authentication. My wife and I wanted something that let us confirm our transactions as they get downloaded, and this app does it. I like that I can treat two of my credit cards that are really for furniture purchases like loans, and I like that the investments (and other accounts) can be setup to show only the latest balance so that the other transactions in the background don’t distract from the daily living expenses. I have accounts with Northwestern Mutual, and their service looks at all accounts and perform growth analysis in the background for me while I use CountAbout for my regular and discretionary expenses and budgeting.