WithU Loans

Do not do it. I recommend you to figure it out another way. I had to take out a loan last year around Christmas cause I had a huge bill. I only took $500 & I am still paying $60 a week. I’ve been paying since Christmas of 2025 & we are in July of 2026. This has been the worse decision I ever made in life. It has put me so far behind versus actually need that $500 at the moment. I will never make a mistake like this again. Do not take a loan from this place. The website barely work & it doesn’t show you how much you’ve paid already. I’ve paid over $2,000 for a $500 loan.

Hello everyone, I would advise against downloading this application, as 99.9% of the time you will encounter issues logging in. Furthermore, attempting to change your password can be futile, as the password reset email may not arrive, despite checking your spam folder. If the email does arrive, the link provided may be useless, redirecting you back to the sign-in page. If you value your time, I would recommend exploring alternative options. I have never left reviews previously, but the two-hour ordeal to change a password highlights a significant issue. I will not be conducting business with them again.

A loan is a loan. It’s your choice how much interest you pay. When you have an emergency you don’t have a choice. This app though is horrible in that it doesn’t let you select things easily, or freezes up constantly. The first time I used them it got stuck on day before my payday, I was able to change it easily, not this time, it added an additional payment, what a nightmare! And Customer Service was no help at all! I’m usually able to pay off early to avoid the high fees, but this time this is one financial mess! So if you have a financial emergency I suggest calling them & use the app to monitor your payments.