FiScry: Financial Simulator

I don’t often leave reviews, but this app deserves all five stars. It’s the most powerful app-based financial modeler I’ve seen on the App Store. It allows you to create and modify scenarios with a ton of precision and gives details on each year of your model. If there were any feature requests I’d have, it would be to allow for input of your expected returns, as opposed to the current system of combining averaged returns of bonds and equities.

This tool works a lot like the online FireCalc in that it focuses on back testing scenarios instead of assuming fixed future growth patterns. While I do feel the UI had a small learning curve, I think that the included examples help overcome that. Once you’re past that you can leverage the powerful tools like Sensitivity Analysis which help guide future moves such as “if I take a lesser paying job sometime in the next decade, what is the lowest salary I can accept?”.

I used to manually open spreadsheets or random websites to run basic simulations. They weren’t even close to as rigorous as this. Gives me a better sense of realistic goals I should hit over the next 5-10 years to retire early