App Profile: BT Go

BT Go, your new business banking experience!

BT Go is Banca Transilvania's newest internet and mobile banking solution, which innovatively blends banking and business services in a single ecosystem. BT Go is dedicated exclusively to companies (legal entities and self-employed individuals).
Banca Transilvania is Romania’s market leader in the corporate segment, with over 550,000 active customers.

The new BT Go product covers both the financial-banking needs expected from an internet banking application and the management needs of any business:
Your company accounts and transactions always at your fingertips
- Quickly view all your BT accounts, open new accounts and close a current account directly from the app;
- Rename accounts and bookmark your favorites;
- Identify and check transactions and their status through a multitude of search filters;
- Generate and download monthly or daily account statements;
- Download the list of transactions in CSV format and have your statements available in MT940 format;
- Download monthly statements for your accounts in the last 10 years, all in one convenient ZIP file;
- View all the company cards, issue new cards, block them or change transaction limits;
- Reissue the PIN code for a card directly from the app;
- Open and close classic or negotiated deposits;
- Access your loan details, quickly download your repayment schedule or prepay active loans;
- View and trade fund units in your BT Asset Management investment portfolio;
- Enjoy access to Open Banking under the Payment Services Directive II (PSD2).

Quick and easy payments
- Make payments between your own accounts or to your partners, in any currency;
- Create payment packages or upload payment files for simultaneous signing;
- Create payments that require multiple signatures or receive payments created by other users for signing;
- Quickly perform classic or negotiated foreign exchange operations;
- Schedule payments for a future date;
- Add, remove and manage your partners' details;
- IImport payroll files.

Your bills right in your banking app
- Issue, reverse, cancel, set recurrences and customize invoices directly from the BT Go app (through integration with the FGO billing app). This gives you simple, fast and free access to the benefits of a dedicated billing solution directly in BT Go;
- e-Factura - log in to your SPV account, send your invoices automatically and track the processing by ANAF. Additionally, view all the invoices received via SPV in the app;
- Pay incoming invoices quickly, while also enjoying multiple payment functionalities - select and send up to 5 invoices for payment at once;
- Invoices are automatically linked to payments and collections, so you always have an up-to-date overview of your finances;
- Download invoices directly from the banking app whenever you need and send them to your customers.

Intuitive and user-friendly dashboard
- Enjoy direct access to your accounts and the FGO billing solution;
- Quickly make transfers of any kind;
- View the balance of your favorite account and the most recent transactions and compare payments with collections over the last 4 months;
- Quick access to your deposits, loans and cards;
- View incoming notifications in the Notification Center;
- If you have POS, ePOS and/or eCommerce, you have access to details, graphs and lists of transactions, collection reports.