Accountable Budgeting

I love the design and simplicity of this app, along with all of its features that let you categorize your expenses. A lot of the apps for my credit cards set their own categories and it is very hard to go through the transactions to identify the types of things that you spend on and why you made that purchase, but Accountable really gives you control over your expenses and let’s you do that with your partner.

This app is great. as of now it’s completely free, and can be used both by connecting bank accounts or manually. What I love about it is that the categories can function as a envelope or a budget, allowing you to record savings or an expense and it’s super easy to assign an expense to a category. It also allows you to have different accounts so you can check that your budget is matching up with your different bank accounts and credit cards so you know everything is perfectly balanced. It uses periods which has been an interesting experience because there is no rollover and when you view the yearly period it seems to only update after the period you’re on has ended, but they have options for monthly, weekly and by weekly periods which is nice. It’s one major flaw aside from no roll over function is that if you split a transaction into multiple categories by using the exact amount function it doesn’t tell you how much is left. So I have to use a calculator or some other thing to make sure that the amount split is the same as the amount I put for the expense or income. Another amazing tool is that it allows for you to share with others so you can share with a partner or maybe a small organization budget. Over all I think this will be an amazing app as it grows, and I love that it has some simple overview and statistics to understand my spending.