App Profile: Jiko: Spendable T-Bills

Android / Games / Puzzles
Jiko: Spendable T-Bills
Installs:
Rating:
4.56
Total Reviews:
45
Top Countries:
US
< $5k
/mo
< 5k
/mo
Reviews: What People Think About Jiko: Spendable T-Bills
Caldwa
Rating: 5/5
After using Jiko for a few years, I can confidently say Jiko is truly an underrated gem of fintech/neobanking apps. It’s the easiest ways to buy and invest in T-Bills, but use them like cash. Jiko’s ACH portals give me the confidence that if an external company I use and pay directly (say, an utility provider) has a data breach and my bank information is compromised, I can just remove the ACH portal in Jiko and create a new one. No headache. The added benefit of 1% back on debit card purchases is a huge bonus - I used it to pay my federal taxes and got cash back!
Jbones3213
Rating: 5/5
I have used JIKO for a couple of years now. I have to say the team behind the app is unreal in support and information needed to help you with any of the needs of the app. With a 1% cash back debit card and the initial security of the no facing debit card “no numbers on the debit card” along with the ability to create ach portals and virtual cards enhance the security even more…alll this is topped with a beautiful cherry of your money automatically being invested in t-bills (at $100 increments). What more could you ask for 😎
cherylgirl1121
Rating: 5/5
I very much enjoy the unlimited virtual cards. I’m finding they are down today but I enjoy being able to use a new card via each transaction I make. Excellent
About Jiko: Spendable T-Bills
Jiko provides seamless access to the safety and yield of T-bills, paired with the spending features of a bank account.

EARN WHEN YOU SAVE
Jiko’s automated trading technology keeps you invested in T-bills so you can access the safety and competitive yield of government-backed T-bills without having to trade them yourself. Your earnings are updated in real-time on the Jiko app and may be tax-exempt at the state and local level(1).

REWARDS WHEN YOU SPEND
Access your money instantly by using Jiko debit cards. When you spend, your investments are automatically liquidated in real time, 24/7, to cover the cost of your purchase. Plus, you can earn 1% cashback on debit card purchases(2).

TRANSPARENT AND SECURE
Treasury bills are generally considered one of the safest investments available because they’re backed by the full faith and credit of the US government. Plus, you can spend with confidence as the Jiko Solid™ Debit Card displays limited information and can be locked from the app. Use Jiko Virtual Cards to generate multiple card numbers for online spending(3).

ABOUT JIKO
Jiko is a federally regulated financial institution that owns its national bank and is a registered broker. Jiko provides automated T-bill investment on behalf of customers, combined with the spending features of a bank account.

DISCLOSURES

INVESTMENTS IN T-BILLS:
NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

All U.S. treasury investments and investment advisory services provided by Jiko Securities, Inc., a registered broker-dealer, member FINRA and SIPC. Securities in your account are protected up to $500,000. For details, please see www.sipc.org.

Banking services provided by Jiko Bank, a division of Mid-Central National Bank.

Jiko Group, Inc. and its affiliates do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. See FINRA BrokerCheck (https://brokercheck.finra.org/firm/summary/287507), Jiko U.S. Treasuries Risk Disclosures (https://jiko.io/docs/disclosures.pdf) and Jiko Securities Inc. Form CRS (https://jiko.io/docs/CRSRelationshipSummary.pdf). Fees apply.

Illustrations are not representative of future or past performance.

1 - We do not provide tax or legal advice. Please consult your financial advisor or tax professional for advice.

2 - Cashback rewards apply to qualifying purchases only. See our Reward Program Terms for more information: https://jiko.io/docs/RewardProgram.pdf.

3 - Subject to current limitations. Learn more at https://jiko.io/docs/limitations.pdf
File size: 66422784
Launched countries: USAUCACNFRDEGBITJPKRRUDZAOARATAZBBBYBEBMBRBGCLCOCRHRCZDKDOECEGSVFIGHGRGTHKHUINIDIEILKZKEKWLBLTLUMOMGMYMXNLNZNGNOOMPKPAPEPHPLPTQAROSASGSKSIZAESLKSECHTWTHTNTRUAAEUYUZVEVN
Minimum OS version: 13.5
Release Date: 1571665129000
Published by Jiko Technologies, Inc.
Website url: https://jiko.io
Publisher country:
Copyright © 2025. Made with ♥ in London by AdScan.ai