Credit One Bank Mobile

I have to say no other credit card company wanted to help me get my credit back on track and Credit One Bank gave me that chance. I love their customer support team too! Every agent I have ever spoken to has been so kind, helpful, supportive, knowledgeable and friendly. Not to mention they are fast they have never told me “no” to anything I ask. I lost a job I was out of work for 4 weeks no paycheck for 8 weeks straight and all I had to live off of was my credit card. I knew when I signed up I would have a high interest rate and an APR, so when I only make a min payment and it makes my balance still negative I can’t help but be even grateful that they let me keep it through all of that. I’m back to work and on my feet again and I’m paying off my outstanding balance I owe them. Do you know if I owe money even if it’s only a min payment the representatives don’t treat you any differently then if you have a zero balance and don’t owe anything. I love this bank it’s my only credit card, yes I’m paying a lot for it but honestly given the care and flexibility from them it’s worth keeping this card. I’m sure s year from now I’ll look back like wow but I’m not there yet so thank you credit one bank! Especially your kind employees who assist me by phone and online who are an outstanding bunch! Great job to the HR team for hiring such a wonderful group of people who no matter what show they are there to help and are all great at their jobs. A plus service, 5 stars a 10 all the way!

Credit One was my first starter card after years without a credit card of any kind. The reasonable annual fee is worth the perks that the card offers, for instance if i use it for auto rental fees they cover the upgraded insurance - not total insurance but the upgrade from your personal liability - and additional warranty on particular products purchased, & more. That was my agreement, others may vary. After about six months of timely payments i received offers for other cards without an annual fee, & lower interest rates. At the same time Credit One offered to increase my limit, offered another card with no fee & a higher limit, & lowered their interest on any balance carried, so they stayed competitive. Credit One’s customer service is first-rate, comparable to big-name cards. The app on my iphone is simple & user-friendly so I’m downloading it to my ipad now. Easy to use online with windows too. I’m an elderly retiree who considers myself technologically challenged so if i can use it almost anyone can. In summary i highly recommend Credit One especially as a starter card, for the credit-challenged, or if the perks make it worth the annual fee. I renew because their updates keep them competitive, and that how long your accounts/cards have been open is considered in a credit score - with Credit One being my oldest.

For a credit card app, the Credit One card management app is very impressive! I love that the user interface is so modern, uncluttered and easy to use. Everything you need to know is on the home screen. First time setup for credit card payment is a breeze, easily allowing you to enter your payment account information. Setting up the auto-pay feature is very easy to do as well (which I highly recommend so you don’t forget to make payments on time!). Overall, the entire user interface is very nice looking, which is a welcome feature considering other credit card management apps are so archaic, clumsy, disorganized and just plain hard setup and use. The app will allow you to setup first time online account access, I believe, judging from the choices it offers you when you first launch the app. I set up my online account on the web when I first received my credit card in order to actually activate the card itself, which I think is genius! You’re REQUIRED to set up online account access to ACTIVATE your credit card, which adds SECURITY and peace of mind! Most credit cards ask you to just call a toll free number and verify some information which can be obtained by identity thieves. If your card is stolen from your mailbox, this can be a risk. However, Credit One makes it much more difficult to even activate the card without online account access, which is protected by 2 factor authorization to begin with. I hope this detailed review helps! I’m NOT an EMPLOYEE of Credit One and I’m NOT RECEIVING COMPENSATION or INCENTIVES by Credit One. This review is voluntary and written to help anyone needing more information about the Card management app. Thank you.