IDFC FIRST Bank: MobileBanking

This is a very well designed app. I transfer money from my NRE account regularly. It would be nice if i can see the exchange rate for the amount of foreign currency i want to receive before i fill the amount in Indian rupees. This would make the app perfect. Other than this this is perfect and bill paying works a charm.

The latest version (2.25) no longer works on WiFi. It just shows an error saying “It is taking longer than usual. Please check your network and retry login.” It works with mobile data only if the added invasive tracking (like Google Analytics, Firebase logging, etc.) is not blocked for better privacy. Previous versions of this app did not have these issues and worked on WiFi as well as allowed for better privacy. Please fix these issues ASAP.

Apart from other regular services, The most impressed feature , especially for the NRIs it was the boon, “getting OTP to email”. This was very convenient to the user which took off the pain in waiting for the OTP on right time. Usually, we need to check our India mobile number to get OTP, if you are not located in India its very hard to get OTP on time, some times you never get an OTP to your India number which is very very painful, all your transactions will be blocked because of this OTP. But here THE OTP will be sent to both phone num and email, which is very handy and very convenient , i am very much impressed for this feature . No other banks does this. Appreciate whole team 👏🏻