Social Security Optimizer:Boss

Overall, good tool to help you see the SS payments you potentially can receive at different ages. I checked with the govt SS site and the amounts are close enough. You input your FRA amount to start. I think there is a cal bug with the break even point. You can select another scenario to see how many years it will take if you were to wait between the two scenarios. I selected the first scenario at 69 yrs 11 months and the other at 70 yrs and it said 12 yrs for a break even point. Perhaps I did something wrong. Not sure???

I used this app to analyze at what age it would be best to start taking my social security benefits. Input was straightforward. The help was very understandable and gave clear explanations of the fields and what they were meant for. The graphs of the produced results were visually impressive and helped understand the results. The cost of the upgrade was well worth the money. Overall, an excellent program to help you maximize your retirement benefits.

Great planning tool for analyzing long term advantages or disadvantages of taking social security benefits at a time other than the full retirement age. It provides an easy way to do what-if analysis for married couples in determining when each spouse should start drawing the benefits. Interactive graphs are helpful. I found the app to be flexible for projecting post retirement years. You can analyze different life span for each spouse and under varying rates of inflation. This app serves a good purpose in helping you make an informed decision.