Pennyworth Financial Planning

I desperately wanted to make use of this app but it is unfortunately riddled with issues during the account connection process. Firstly, the app doesn’t make use of other installed financial apps (e.g. Barclays, Monzo etc) to authorise the open banking request. This makes it an incredibly manual process to dig out usernames, account numbers, passwords and memorable information and so on. Other apps simply open the related bank’s app and asks for confirmed sharing. Secondly, there are a number of providers who simply hit errors when trying to connect accounts with the app (MBNA as an example) Thirdly, the app performance itself is incredibly inconsistent, with slow loading times, false error messages and prompts for reconnection immediately after first connecting. In short, needs a lot of work to be considered a useful financial planning app, and I hope it gets sorted quickly.

Really great app which finally gives users a reason to use open banking account aggregation. Goal based planning is a great way to think about your financial future and adding in a full "fact find" which uses open banking is a step beyond what even some wealth managers are offering. Will keep an eye on this as it looks like just the start of a much fuller offering.

I’ve been using Pennyworth since they were in beta testing, and I can't express enough excitement for what's to come in their next versions with limitless potential. The Pennyworth app is a lifesaver when it comes to managing finances, offering a crystal-clear picture of your financial standing. One of my favourite features is the fact that you can set financial goals and see them materialize in a well-defined plan. The interface is really user-friendly, making it accessible even to those who are new to managing finances.