Paytm Money: Stocks, MF, IPO

I have been using this app since 3 years and have seen its journey throughout. Great effort to bring everything in one platform. One suggestion I have bring AI based investment and make easy to transfer financial assets from other platform to this platform.

App is really good they are not good with merging accounts. Login happens via mobile number but if you try to change mobile number, you are going to have issues

I waited for years & years to open a brokerage account, because none of the brokers had a nice app with a great UI/UX like Robinhood of USA. Me being a millenial, did not want to call brokers for trades, or submit paperwork or simply put do things the old way. I wanted an app where I could see my balance, portfolio and trade in real time. This app fulfills all those functions. Sure there are some functions which are still not fully transmitted in this app, hopefull they will resolve those in future. For example: - I invested in a NIFTY ETF here, which was split 4-1 one day. However I received no communication from PaytmMoney or the ETF, so I was shocked to see my balance drop by 75% one day, as all of a sudden the NAV dropped, but the split units take time to be credited to the account, which led to some confusion. Customer support is also lacking, as there is no call center or physical office to raise issues or inquire. But the low trading fees, and nice real time UI make up for that. For now I will stick with this, until some other brokerage can come up with a similar app and features.