Qapital: The Money Saving App

By far easier to use and better for savings than other apps. The rules thing is cool where you set how to save, I did round up every $2, the 52 week rule, set and forget $10 a month, and spend less at a couple fast food restaurants and I’m projected $3000 in 6 months. I’ve done it before so it’s all very accurate. I like that you can add a partner to it now like a spouse etc so you both can save into something. And I’ve also done the investment portion where you can take that savings acct or a different one and tell the app how aggressive to be for investments it’s all super legit and I tell everyone about it I can. There’s a delay of money transfer on purpose because the app tries to make sure your bank has the money. And if you ever see your next “transfer” saying something like $200 don’t freak out lol that’s just the money it’s accumulated but the transfer portions are smaller based on what was calculated per transfer period which seems to be every few days or so. I only know this because it scared me once because I wasn’t expecting to budget that heavy one week but then it only took like $30 and the rest was the next week. It also adds up quick if you don’t have the money in your bank so the transfer money can get high. You can let it ride like I do or what I’ve also done is cancel a transfer or some of the transfer and continue later

A friend referred this app to me and I’ve been really stoked about it and sharing it to others as well since. I appreciate the different options available on how to save so you don’t have to stick to a specific saving style if you don’t want to. I like it because for me, I have my card charged and it rounds what’s charged to the nearest (whatever you want it to round to) so it’s almost like a subtle change in your bank but once accumulated shows how much actually gets put aside for your purchases. You have options when it comes to forms of saving! I’m a scattered person so this helps put money in places that I can sort and see what to do with. Definitely recommend this to anyone who wants to try saving without having to think too into it, building a casual savings. But I HIGHLY recommend this app to people who have a hard time with saving money. Folks who fall under that should look into this seriously. The app helps collect funds and assists in organizing what you wanna put aside for or just to simply have something of a savings. It also stops taking funds if your balance is too low. What makes it a good savings way to me too is, even if you wanted to take some money out, you'll either have to wait a few days or so for it to transfer to your bank OR have to catch their immediate transfer hours before a certain time. (Last time I remembered it was only available early a.m times) Helps with impulse prevention since the money cant be touched/used immediately. Been using this app for a few years now 😄