Debt Guide - Payoff Planner

I have tried many apps, and this is one of the best. It’s excellent for debit tracking. Some features are missing, such as the ability to record loans given to others and an installment category. Also, custom payment options are not available. Otherwise, it’s a great app overall and highly recommended. 👍

This app has great potential as a budget supplemental tool to help you “see” your debt and develop a game plan for paying it down. There are still some issues such as once you enter a payment, you can’t edit or delete the transaction. Second, once you enter a payment with the extra, I wish you could “see” the extra because right now my principal doesn’t decrease proportionally to the extra payment on the principal. I bought lifetime access, but I’ll probably explore other apps in hopes of finding “the one to rule them all”.

Managing multiple debts has been an overwhelming experience for me. Having a tangible plan and regularly checking the app keeps me accountable. I feel now feel more empowered and informed about my financial decisions. I’d love if the app could’ve directly integrated with my bank account and pulled data from there, but still it’s great. 👍