App Profile: ByajKhata

Smart way to manage loans, interest & dues - trusted by users across India.

ByajKhata is your digital loan bahi-khata that helps you track money lent or borrowed with auto-interest calculation. No more manual registers, no messy calculations. Just simple, secure and accurate records - right on your phone.


Key Features

• Automatic Interest Calculation - Daily interest is added automatically.
• Easy Entry - Add loans given or taken in seconds.
• Secure Records - OTP-based verification to access your data.
• Transaction Message - Choose to send WhatsApp to your friends every time you save a transaction against them.
• Multi-language Support - Simple interface for everyone.
• Clear Reports - See pending amounts, total dues, and interest at a glance.
• Secure Backup - Easily switch to a new phone without losing data.


Who is ByajKhata for?

• Businessmen, traders & shopkeepers managing daily lending.
• Individuals tracking personal borrowing & lending.
• Families keeping records within relatives & friends.
• Anyone tired of manual registers or confusion in interest calculations.


Why ByajKhata?

• Saves time: No more manual math, app does it for you.
• Avoids disputes: Transparent records reduce misunderstandings.
• Always accessible: Your bahi-khata is safe in your pocket.
• No data loss: Login with same Phone & OTP to a new phone and taadaa! your data is on new phone without you having to make all entries again.


Download ByajKhata today - and manage your loans smarter, faster, and without errors!